金融危机对大学生英语作文（汇集20篇）

A triple bacon cheeseburger seems like a heart attack on a plate.

三层奶酪咸肉汉堡感觉吃完很容易让人突发心脏病。

So how can polar bears thrive on their version, seal blubber?

那么,北极熊是如何处理这些高热量食物的呢?

Turns out theyve stocked up on genes that let them clear fats from their blood.

结果显示它们储存在遗传基因里的信息使得它们能够清除血脂。

Thats according to a study in the journal Cell.

这是根据《细胞》杂志上的一篇研究得出的结论。

Polar bears are well adapted to life on the sea ice.

北极熊非常适应在浮冰上的生活。

Up to half their body weights fat, which gives them extra insulation and buoyancy, and provides them with a ready source of energy.

几乎占它们身重一半的脂肪足以使它们保暖并且维持体力，提供给它们一种易转化的能量。

But how can an animal so fat also be so fit?

但一种动物怎么能又胖又健康?

Researchers compared the genomes of polar bears with those of brown bears, and found that polar bears have accumulated genetic changes that boost their heart health and fat metabolism.

研究人员们通过比较北极熊和棕熊的基因，发现北极熊的基因组中积累了不少有利于心脏健康和脂肪代谢的遗传突变。

One gene in particular, called ApoB, helps move cholesterol out of the blood—where it causes problems in humans—and into cells.

特别是编码为载脂蛋白B的基因有助于清除血液中对人类有害的胆固醇转变成细胞代谢。

These genomic changes happened quickly, evolutionarily speaking.

这些遗传变化从进化的角度来讲发生的十分快。

Polar bears and brown bears diverged from a common ancestor less than half a million years ago.

北极熊和棕熊都来自于同一个祖先，它们是在大约50万年前左右开始向不同分支进化。

But if that seems super speedy, the ability to digest lactose didnt spread through human populations until we domesticated cows, just 10,000 years ago.

但是如果这种变化看上去十分快速的话，消化乳糖的酶逐渐进化到人类各个种群中也还是发生在大概1万年前我们可以驯化乳牛之后。

A moooving testament to the power of natural selection.

这是自然选择力量的证明。

I was born in a small village of Shan Dong Province on April 4th, 1968. When I was young, my family was very poor, so I had to work to earn money to help my parents after class when I was in the middle school.

In 1986 I was admitted by University of International Business and Economics (or: UIBE) to pursue a bachelor degree in Economics. My major is accounting in Department of International Business Management. The undergraduate education gave me a wide range of vision and taught me how to cooperate with others. I developed several professional interests in Accounting, Finance, and International Trade.

The following eight-year working experience offered me a good chance to give full play to my creativity, intelligence and diligence. In 1990-1993, I worked as an assistant to funding manager in China National Technical Import and Export Corporation. In 1993-present, I was employed by China Kingdom Import and Export Corporation to be the Manger of Financial and Accounting Division.

I do believe that with my hard early life, solid educational background and ample working experience, I would be an excellent student of you MBA program.

MY PERSONAL ACCOMPLISHMENT: After graduating from UIBE, I was employed as the assistant to the funding manager by China National Technical Import and Export Corporation. After reading a lot of related files, and analyzing the overall funding situation of the corporation, I found that the loan policy was not been put into effect. So we have thousands of millions RMB loan with very high interest rate while a large amount of cash in bank with very low interest rate was idle. I reported this to my supervisor, and then we studied and revised the loan policy. This revision saved the corporation approximately RMB thirty millions yuan. In order to raise the funding effectiveness, after one year’s hard work, I developed the internal banking system within the corporation based on the actual funding supply and need of the different divisions and projects. This internal banking system made full use of the corporation’ funding resources, and due to this, I was highly praised by the president of the corporation.

WHY CHOOSE YOUR MBA PROGRAM? After I have worked in business area for eight years, I feel that I need to continue my education by pursuing a Master degree in business administration. I have practiced my professional expertise in accounting, demonstrated my leadership abilities and perfected my communication skills. But I have yet to become an entrepreneur in my own right, and to fully master the art of modern business. I want to be trained more vigorously in scientific methods of analysis and synthesis. There are a lot of opportunities and challenges in China that I do not yet fell fully confident to seize. My business career has so far benefited mostly the companies that I worked for, but a good business education in your university will probably become a new era for me.

Your university is well known for its excellence in China’s business education. I am sure that, with my extensive business experience, I can be a worthy student of yours. I am anxious to benefit from your seasoned guidance and take advantage of your research facilities.

Recently, self-employment has become a popular idea among youngsters, college graduates in particular. Owing to favorable policies, a large number of graduates launch their own business as the starting line of career. Furthermore, some successful examples have already been reported in the newspapers and Internet.

最近，自我就业已成为青少年流行的观点，特别是大学毕业生。由于有利的政策，一大批毕业生推出自己的业务作为职业生涯的起跑线。此外，一些成功的例子已经报道的报纸和互联网。

Admittedly, there are several advantages for graduates to become self-employed. Firstly, the current intense competition for jobs can be eased to a large extent. Besides, it is apparent that young people can broaden their horizon in this process. Even if unsuccessful, they can learn from their failure and enrich their experience. Lastly, the hardship in self-employment enables graduates to be more diligent, which will be of tremendous benefits to their career in the society.

诚然，有毕业生自主创业的几个优点。首先，对于工作当前激烈的竞争在很大程度上可以缓解。此外，很明显，年轻人可以在这个过程中扩大他们的视野。即使不成功，他们可以从他们的失败和丰富的经验。最后，自我就业的困难，使毕业生更勤奋，这将是巨大的利益他们的职业生涯中的社会。作文

As modern college students, not only should we get a good command of professional knowledge, but also make a clear and reasonable plan for our future career. Personally, I intend to establish my own business after graduation. I am convinced that being self-employed can contribute a lot to my personal development.

作为当代大学生，我们不仅要掌握专业知识，还使我们未来的事业有明确而合理的计划。就我个人而言，我打算毕业后建立自己的事业。我深信，个体可以有助于我的个人发展。

There is no denying the fact that it has been a hotly debated topic whether students should attend military training in China in the past years. Opinions on this issue differ sharply. Some hold the positive view. They say that the training can not only build up students’ bodies but also temper their willpower. Besides, through the training, students can develop their team-spirit and sense of discipline.Others, however, hold the opposite view. They say that a short period of training as students are having now cannot work well in building up their bodies or strengthen their will. Instead, we should lay emphasis on their daily exercise and activities for such purpose. What’s more, a sudden increase of intense physical exercise, especially during summer, does harm to students’ health and may even cause deaths. What happened in the past years has proved this.

Weighing the pros and cons of these arguments, I am inclined to agree with the former point of view. Military training is not only a means to strengthen student’s physique and willpower, but also an effective way to enhance their sense of national defense and foster their patriotism. Though some deaths happened during the training, we should not give up eating for fear of choking. Besides, the deaths are perfect evidence that students need more such training. Of course, measures should be taken to ensure that the least harm is done to the trainees.

[大学生军训的英语作文

What are College Students Doing on the Internet

Nowadays surfing the Internet has become very popular on campus. I am impressed most that many college students spend too much time playing games and chatting on the Internet.

As is well known, chatting and playing and can do much harm to us if we spend too much time on the virtual world. Firstly, it is an enormous waste of time and we will have little time for our study. Secondly, those who play games or chat day and night will be harmed physically for lack of rest and sleep. Thirdly, our social ties will suffer as a result of the immersion in the virtual world. The last but not the least, it will cost us much money.

In my opinion, we should deal with the Internet carefully. On the one hand, we can get some pleasure and knowledge from the Internet. On the other hand, we shouldn餿 spend too much time, energy and money on the Internet because study is our priority. In conclusion, we should make good and proper use of the Internet.

Since the financial crisis swept the world, the global economy has sunk into a severe recession. It’s hard to get through a day without hearing or reading news about the devastating effects of the crisis: A world of companies go bankrupt, millions of employees are laid off, high-return investment bubbles burst, and huge sums of loans can never be retrieved. Its impact on our daily life can be felt in all walks of life。

College students inevitably fall victim to this pervasive slump as well. On top of that, internships and job vacancies are reduced to the minimum as companies keep shrinking. New graduates find themselves hard to get a job, not to speak of a satisfactory one. What comes next? Poor students will be hard-pressed if they find student loans unavailable any more. As a result, some even cannot afford to continue their studies. Lastly, more students are probably out there anxiously looking for part-time jobs now that they have to help cover their expenses in this gloomy economy. Their innocence and eagerness might be taken advantage of by some malicious businesspeople, or even criminal gang。

In response to these threats, we students must act promptly and wisely. Since we definitely will be facing a competitive job market, it’s crucial that we submit high quality resumes. Therefore, we must commit more to our professional studies. Even do better, master more relevant job skills as a double security. Furthermore, apply for scholarships and grants, as these are still available and we don’t have to pay them back. As for the safety issues, trust our instinct – there’s no free lunch in this world. Anything that promises quick returns without much work is a sure trap. Stay alert and protect ourselves。

As it is known, when we are in high school, we all have a constant goal that is to get the entrance to college, and hard work is out of question for the following. So we gain the notice to college finally which we often dream of in the nights, which proves a proverb that the god doesnt live up to someone who spends time and efforts, please memorize the sentence for good.

Of course one day we went to college in August or September happily and proudly, but at the same time something happened that it made your heart pounding fiercely, by the way, that is love for many college students. And then they miss the directions and their selves as well for their lives. Next I am to express that I am neutral for falling in love in college, however I have some ideas to illustrate of my own.

Firstly, if you are passers-by, I think we will find a lot about several couples of boyfriends and girlfriends under the dorms or dim corners or in the classes without anybody for close postures, as youngsters, it is normal without asking cause about that. Secondly, even worth mentioning is that many young boys and girls couldnt attend classes and courses instead of traveling to some sceneries and sight places or doing other things only to turn out them loved each other temporarily. Thirdly, especially to most of freshmen, please dont be influenced by the phenomenon that a number of students who finds anther half called by them selves proudly, because I think persons are different from each other, different characters, backgrounds and aims. But there is one point to obey if you actually want to have an attempt the feeling for love at first sight: it is , whenever you and I am, the learning and the work is the most principle rather than love is the first and work second, for we arent children and teenagers anymore, in the future society needs a comprehensive qualifications, profound and extensive knowledge persons, meanwhile in college you are in the state of half foot to society which time is a most important process to exercise and experience before stepping to complicated and complex society, and therefore we are supposed to spend much time in learning instead.

What are mentioned above are only my opinions, believing that others have more perfect for falling in love in college.If you are falling love with somebody in college right now,please do yourself to be a excelent college student.

More and more college students, in recent years, are finding it difficult

to find jobs. This may sound strange since college students used to be the "most

favored" people in society. They have received a higher education, hence they

are more intelligent, knowledgeable than their counterparts who failed to attend

college. But chances are that some of them can hardly find jobs after graduating

from colleges.

There are two reasons that account for this strange phenomenon. One is that

some college students cannot come to terms with themselves and with the world

around them. They pursue too high goals and are too particular about such

factors as working conditions, salary, and so on. Therefore, they are reluctant

to accept the job when they are offered to them. Another reason is that the

majors some students pursue do not match with the demands of the job market. As

a result, they canonly sit and miss opportunities.

To solve this problem, I think college students should know their own

strengths and weaknesses and have the right attitude towards themselves and the

job vacancies. In addition, they should not attach too much importance to

material aspects of the job. They should put priority to their future

development and their contributions to society in stead. Furthermore, they

should think of receiving some further training to meet the demands of

society.

Most folks are about as happy as they make up their minds to be. (Abraham Lincoln, American president )

对于大多数人来说，他们认定自己有多幸福，就有多幸福。(美国总统 林肯.A.)

The secret of being miserable is to have leisure to bother about whether you are happy or not. (George Bernard Shaw , British dramatist )

痛苦的秘密在于有闲功夫担心自己是否幸福。 (英国剧作家 肖伯纳.G.)

The supreme happiness of life is the conviction that we are loved. (Victor Hugo, French novelist)

生活中最大的幸福是坚信有人爱我们。(法国小说家 雨果.V.)

There is no paradise on earth equal to the union of love and innocence. (Jean Jacques Rousseau, French thinker )

人间最大的幸福莫如既有爱情又清白无暇。(法国思想家 卢梭.J.J. )

To really understand a man we must judge him in misfortune. (Bonaparte Napoleon, French emperor )

要真正了解一个人，需在不幸中考察他。 (法国皇帝 拿破仑.B.)

Happiness is form courage. ( H. Jackson , British writer )

幸福是勇气的一种形式。 (英国作家 杰克逊.H.)

Happy is the man who is living by his hobby. (G. Bernard Shaw , British dramatist )

醉心于某种癖好的人是幸福的。 (英国剧作家 肖伯纳.G.)

Happiness lies not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort. (Franklin Roosevelt, American president)

幸福不在于拥有金钱，而在于获得成就时的喜悦以及产生创造力的激情。(美国总统 罗斯福.F.)

We have no more right to consume happiness without producing it than to consume wealth without producing it. (George Bernard Shaw, British  dramatist)

正像我们无权只享受财富而不创造财富一样，我们也无权只享受幸福而不创造幸福。(乔治·萧伯纳 英国剧作家)

此次美国金融风暴说明，过度超前消费的美国模式难以为继。在此次金融动荡中，美国华人遭受的直接损失较小，就是中国人抱持传统的量入为出观念，可以说，中国式谨慎理财作风再次显现价值。

10月1日夜，几经周折的案终于在参院投票过关，可以料想，在接下来的众院投票中，这个法案也会通过——哪怕它是碗毒药，美国经济现在也需要饮鸩止渴。

案出台如此艰难，是因为已经触及美国人的信心底线：7000亿（按新版本，实质已达到8000亿）投下去美国经济能有起色吗？到底是救华尔街的金融巨头？还是救主街（MainStreet）的平民百姓？还是如果华尔街的贪婪无度被纵容，民众还要付出多少代价？

金融危机发展到现在，风险已经从房屋市场，扩展到股票，扩展到保险业，乃至普通的储户和贷款人了。华尔街发明出各种令人眼花缭乱的金融衍生工具，透过种种杠杆，金融机构似乎可以无限创造信用，玩所谓钱生钱的把戏。然而，这些手段或可促进投资回报率，却无助于真正的财富增长。除了华尔街高管的薪酬能够按照他们画的饼那样飞速增长，老百姓的收入并没有暴增。

中国银监会主席对此也有一个比喻，他在上周末天津举办的达沃斯夏季论坛上指出，7000亿只是快餐，暂时填肚子，真正需要的是精心烹调的中国式美味。他称中国的监管经验值得学习。此次尖锐批评美国金融监管，指其非常荒唐引外界侧目。但与其这说是中美监管体系的差异（中国金融业的漏洞何其多），不如说是消费模式、乃至民族传统的差异。

当美国金融业遇到危机时，中国式谨慎理财作风再次显现价值。在美国的华人对此有切身体会，在金融动荡中，华人遭受的直接损失较小。比如房价，9月30日刚刚公布的20城市住房指数下跌了16。3%，创历史之最；但华人社区的房价则基本稳定，有的还有微升。在全美法拍屋的浪潮中，华人所占比例也很小。这是因为华人很少过度依赖贷款，购买房屋通常是在自己的经济实力允许的范围内。在股市、保险和其他金融产品方面，华人遭受损失也较小，因为对风险过高的产品涉及不多。说到底，就是中国人抱持传统的量入为出观念，即便在美国这个崇尚消费的社会中，依然进行着自我风险调控。

[美国金融危机感想的作文

How to improve students mental health Nowadays,it is widely acknowledged that mental health plays an important role in peoples life.Along with the increasingly fierce social competition,there is no doubt that mental problems have been the heated issue which is related to peoples day-to-day life.In addition,there is a widespread concern over the case of sucide of universities students so that people come to realize that the impotance should be attached to mental health by everyone,especially the universities students.

It goes without saying how to improve students mental health becomes the top of agenda for schoos,such as univeristies or colleges.First of all, counter-measures should be taken immediately so as to make universities students have the good state of mind.Besides,widespread education campain should be lauched to make students gain the abilities to confront difficulties.For instance, revelant coures and activities should be intoduced to students so that universities students may maintain and improve mental health.To the important of all,there should be psychological counseling hotline or office,even an online service for stidents turn to when they need psychological aid. As for universities students ourselves,we should take the right attitude towards the pressure from our growth. on the one hand ,no matter suffering from what difficuties,we should keep optimistic attitude and bravely face ups and downs in terms of our work and study.On the other hand,If we have some pains and puzzles,finding friends to express these to release our stress.Only in this way ,can we have the good state of our mind.

[大学生心理健康英语作文

Directions:

Study the following two pie charts carefully and write an essay entitled The Changes in College Students’Ways of Spending Vacations. In this essay you should:

(1) interpret college student’s ways of spending vacations in 1980 and2004,

(2) analyze possible reasons for the change, and

(3) your comments about the change.

You should write 160-200 words neatly on ANSWER SHEET 2.

As is clearly shown by the two pie charts, from 1980 to 2004 the students who go traveling and do social practices during vacations increase greatly while those who stay at home decrease a lot. For instance, in 1980, only 9% of the students took advantage of their vacation time to do social practice, but its percentage has been more than tripled in 2004. Obviously, great changes have taken place in the way that college students spend their vacations.

Considering these changes, we can find there are possibly three main reasons. Firstly, with the fast development of economy, many people have become rich, which makes it possible for more students to go traveling. Most parents tend to support their children to travel financially. Secondly, the reason lies in the fact that the boom of tourism has made traveling attractive and, also, modem transportation has made it easier for students to go out to travel. The travel agencies not only provide historic sightseeing but also cultural as well as educational tour around China. What is more important, the fast changing society has raised higher requirements for college graduates. The authorities of Chinese university or college have been encouraging their students to do social practices in the hope that college students would broaden their view to know more about the society and become more adaptable to the future work after they graduate. Therefore, more students go out traveling or doing social practices during the vacations.

As a college student, I think the charts reflect the exciting progress on the college students’ thinking patterns. We have become much mature to realize how to spend our vacations meaningfully and practically. Form the changes in the charts, it is easy for us to predict that more and more college students will walk out their home and throw themselves into more various vacation activities.

[关于大学生假期怎么过的英语作文

导语：金融危机指的是金融资产或金融机构或金融市场的危机，下面是yuwenmi小编为大家整理的优秀作文，欢迎阅读与借鉴，谢谢!

What Caused The Financial Crisis?

I think we can sum up the cause of our current economic crisis in one word — GREED.

Over the years, mortgage lenders were happy to lend money to people who couldn‘t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default,they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money!and what went wrong with our financial system?

The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money,and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn‘t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer.

Moreover,insurers like AIG who insured these bad mortgages also got in trouble. The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.

艾瑞克—华尔街一家大型投行的风险部门主管，被上司公报私仇，在一轮大规模的裁员中，首当其冲被裁撤掉了。

但是艾瑞克正在进行的一项风险研究尚未完成。作为主管风控的主要负责人，艾瑞克发现在日常风险监控中，该投行基于通用模型定价的资产，已经处于巨大的风险之中。投行之间的竞争是残酷的，所以被裁撤掉的员工要被立刻监视离开，连用于通讯的手机也要被立即中断。艾瑞克的心中充满愤怒，但是出于职业操守，他把未完成的工作交给了自己的徒弟——风险管理员苏利文。正是这一行为挽救了整个公司。

苏利文仔细研究老师的成果，填补了漏洞，发现，原来的模型错了，风险预警机制已经失效，公司面临巨大风险。得到这一消息，公司高层连夜召开紧急会议，决定次日开盘将公司经营的抵押证券MBS全部清仓，最大限度的收回资金，挽回损失。

第一张多米诺骨牌就这样被推倒了。

面对从天而降的馅饼，许多华尔街的投行精英竟丝毫没有怀疑，每个人都怀着捡了大便宜的喜悦心情，积极的投入到‘接盘侠’的行列之中。而这场金融海啸中，唯一的获利者就是最先嗅到了危机的这家投行。

关于这部电影，网上有许多精彩的影评。专业影评人的文学功底非同一般，一部电影被他们描述的跌宕起伏，精彩生动，但是我想在这里讨论的是这些评价中带有的、针对金融从业者的一些偏见和误解，以及我写这篇文章的初衷—为金融从业者正名。

‘毕竟金融危机发源于这个万恶的投行，最终苦果却要世人均摊。’

‘资本操纵者贪婪的本性、阴险的计谋、凶残的手段、冷漠的绝情’

‘公司的高层对这些即将到来的金融界的危险既无所畏惧，也不知羞耻’

看看网上的评价，这样的言论不绝于耳，盲从者也乐意看到有人为种种社会怪象找出了一个替罪羊，让他们在生活高压中层层积累下的压力和情绪有了一个肆意宣泄、喊打喊杀的地方。但是如果你肯学习一些金融知识，并愿意用自己的头脑去思考，你就会发现，事实果真如此吗?

金融危机发源于万恶的投行吗?

“我不是经济学家，对于金融危机这个词我没有办法做出专业的解释。但是有一点我们可以大体明确，金融危机爆发的过程是一个痛苦的‘挤泡沫’的过程。可是泡沫是哪里来的?金融危机爆发的前提一定是市场先积累了大量的泡沫，然后才有了后面的‘挤泡沫’。以上证指数为例，如果大盘涨到5000、6000、10000肯定是有泡沫，但是大盘跌到2000、1800、1600的时候谁能站出来说市场有泡沫?只有当市场价格严重高于实际价值中枢的时候，市场才会有严重的泡沫，才会有后面惨烈的‘挤泡沫’的过程。

谁先戳破了泡沫?大家都有过吹泡泡的经历，泡泡吹的越大，其破裂的可能性就越大，等泡泡吹大到它的极限，它自己就会破裂。市场的泡沫也是同理。不论市场怎么上涨，总之它不会涨到天上去;市场涨到它的极限，不用太大的力就可以被打下来。戳破他的人可以是‘万恶的投行’、‘万恶的地产商’、也可以是‘万恶的收藏家’，或者是‘万恶’的其他什么人，总之总会有先知先觉的1%们发现市场存在泡沫，他们认为市场泡沫膨胀一定会有个极限，之后就会有一个价格回归价值的过程。

对，就是这些‘万恶’的1%们在市场泡沫即将破裂或者是刚刚破裂的时刻，果断的离开了这个市场。不是因为他们做空了市场，市场就下跌了，是因为市场中已经累积了大量的获利盘，多头已经疲态尽显成为强弩之末，这个时候做空的利润空间巨大，你不做空，别人也会做空。2015年证券市场暴跌，许多人归咎于股指期货的做空才产生市场的暴跌，那么，2008年倒是没有股指期货，股市从6000一路狂泻到1600，那次暴跌的黑锅又该由谁来背呢?”

the secret of success (the key to success) is not so much money as a strong will. a great man is one who has a strong will and an indomitable spirit. in other words,if a man does not have a strong will to win (get) the final victory,he will never succeed in his life. he is no more than a failure.it is quite obvious that there is no difficult thing (nothing difficult) in the world. if you make up your mind to do it,you will certainly accomplish your end. that stands to reason.

成功的要诀不是金钱而是一个坚强的意志(用not so mush... as)。一个大人物是一个具有坚强意志和不屈不挠精神的人。换句话说，如果一个人没有坚强意志去获得最后胜利的人，他终其一生永远不会成功。他只不过是(用no more than)一个失败者。很显明的世界上并没有难事。如果你下定决心去做它，你一定会达到目的。那是显而易见的。

Nowadays, the employment of college students is becoming more and more of a problem. About a decade ago, university students could find satisfactory and enviable jobs after graduation, while the things are quite different at present. In addition, according to statistics, about 30% of graduate students can’t find a job but stay at home after graduation。

Employment difficulty of college students is due to the following reasons. Among these, the increasing recruitment of colleges and universities plays a vital role. In addition, many colleges and universities fail to adapt their courses to the development of economy。

Considering the seriousness of unemployment of college students, I think it is high time that we took effective measures to solve the problem. Above all, college students should realize their own defects and further improve themselves to keep their competitive edge in society. Moreover, colleges or universities should provide more trainings and internship opportunities before the students enter the society. Besides, college students should hold a right attitude towards jobs and set their job expectations at a suitable level. Only through these ways can the college students find a satisfactory job and have a brighter future。

如今,大学生的就业变得越来越多的一个问题。大约十年前,大学生在毕业后能找到满意的和令人羡慕的工作,而目前的情况有很大的不同。此外,据统计,约有30%的研究生找不到工作,但毕业后呆在家里。

就业困难的大学生是由于以下原因。其中,高校招聘的增加起着至关重要的作用。此外,许多学院和大学无法使他们的课程适应经济的发展。

考虑到大学生的失业的严重性,我认为这是时候,我们采取了有效的措施来解决这个问题。最重要的是,大学生应该意识到自己的缺陷和进一步提高自己在社会中保持他们的竞争优势。此外,学院或大学应该提供更多的培训和实习机会的学生进入社会。除此之外,大学生应该持有正确的态度工作,他们的工作预期在一个合适的水平。只有通过这些方式可以大学生找一份满意的工作,有一个光明的未来。

导语：基本的演讲技巧即兴发言,如何张口就来?化解舞台恐惧,好的方法是?下面是yuwenmi小编为还在备考的同学整理的优秀演讲稿，欢迎阅读与借鉴，谢谢!

If I Rest, I Rust

The significant inscription found on an old key - "If I rest, I rust." - would be an excellent motto for those who are afflicted with slightest bit of idleness. Even the most industrious person might adopt it with advantage to serve as a reminder that, if one allows his faculties to rest, like the iron in the unused key, they will soon show signs of rust and, ultimately, cannot do the work required of them.

在一把旧钥匙上发现了一则意义深远的铭文——如果我休息，我就会生锈。对于那些懒散而烦恼的人来说，这将是至理名言。甚至最为勤勉的人也以此作为警示:如果一个人有才能而不用，就像废弃钥匙上的铁一样，这些才能就会很快生锈，并最终无法完成安排给自己的工作。

Those who would attain the heights reached and kept by great men must keep their faculties polished by constant use, so that they may unlock the doors of knowledge, the gates that guard entrances to the professions, to science, art, literature, agriculture-every department of human endeavor.

有些人想取得伟人所获得并保持的成就，他们就必须不断运用自身才能，以便开启知识的大门，即那些通往人类努力探求的各个领域的大门，这些领域包括各种职业:科学，艺术，文学，农业等。

Industry keeps bright the key that opens the treasury of achievement. If Hugh Miller, after toiling all day in quarry had devoted his evenings to rest and recreation, he would never have become a famous geologist. The celebrated mathematician, Edmund Stone would never have published a mathematical dictionary, never have found the key to science of mathematics, if he had given his " moments to idleness. Had the little Scotch lad, Ferguson, had allowed the busy brain to go to sleep while he tended sheep on the hillside, instead of calculating the position of the stars by a string of beads, he would never become a famous,astronomer.

勤奋使开启成功宝库的钥匙保持光亮。如果休·米勒在采石场劳作一天后，晚上的时光用来休息消遣的话，他就不会成为名垂青史的地质学家。著名数学家爱德蒙·斯通如果闲暇时无所事事，就不会出版数学词典，也不会发现开启数学之门的钥匙。如果苏格兰青年弗格森在山坡上放羊时，让他，那思维活跃的大脑处于休息状态，而不是借助一串珠子计算星星的位置，他就不会成为著名的天文学家。

Labor vanquish all-not inconstant, spasmodic or ill-directed labor; but faithful, unremitting daily effort toward a well-directed purpose. Just as truly as eternal vigilance is the price of liberty, So is eternal industry the price of noble and enduring success.

劳动征服一切。这里所指的劳动不是断断续续的，间歇性的或方向偏差的劳动，而是坚定的，不懈的，方向正确的每日劳动。正如要想拥有自由就要时刻保持警惕一样，要想取得伟大的，持久的成功，就必须坚持不懈地努力。

Life is like a long flowing river. How much meaningful things are worth doing? In this long river, maybe it is the most meaningful thing in my life. This road is elusive, how many people have encountered setbacks and give up the road, so that they can not continue, this road is called - Logistics and.

"There is no royal road to There is no end for learning. suffering for the boat from Chinas Tang Dynasty famous poet and philosopher Han Yus famous Association, the young Su Dongpo thought has no do not read the book, the book is a couplet:" know the word all over the world, make the world read the book". After a man pointing to: "strenuously know the word all over the world, determined to make the world read the book". The "Si Ku Quan Shu Zong Zuan Ji Xiaolan wrote an antithetical couplet:" the ups and downs of officialdom for Hagdon; death books like bookworm". Lian described himself as "bookworm", a love of reading it. These popular ages dont know how much the antithetical couplet inspired the children very hard. One thing in our life is the most meaningful reading, only strenuously reading is likely to change their own destiny, reading is not forced, but from the bottom of my heart to feel his beauty, this is the highest realm!

A few years ago, I just think I lived a life that day light of heart from care, very beautiful, have ample food and clothing. But the parents are not eternal, they may not have been with us, we can not always rely on parents, we must also be self-reliance, strenuously hard, with their own efforts to grasp their own destiny. And today I finally understand the meaning of reading. That day, I walk leisurely in the square, suddenly I heard a loud noise, "what are you doing? Do you steal? An angry boss, angrily pointing to a thin young man, said. "No, boss, I dont," replied the young man. "Do you still quibble, I carefully alarm, give you fired" boss suddenly be furious. "Boss, I beg you, dont dismiss me, my home and the disabled mother is in urgent need of treatment, please!" The young man said to the boss on his knees. "You do not admit it," said the boss. "I was wrong, I was wrong, I admit," the young mans face seemed very helpless. The people there were all very angry, and my heart was deeply shocked! From now on I aspire to strenuously reading, because I want to change my life, I dont want to be the law of the jungle society eliminated. In this society, we only study hard and grasp their own destiny, in order to create a light, so that they can have a foothold in society!

This is the most meaningful thing in my heart, I will continue to work hard, to create a bright stage with my own efforts, and let out brilliant light!

Leo Tolstoy once said, everyone thinks of changing the world, but no one thinks of changing himself.

He is right. We always have great plans and dreams in our minds… too ready to achieve something grand thatChanges the world or benefits all of mankind .For example; we hate pollution and have made up our minds to find new energy sources that keep the environment clean. Yet we still litter on the ground. We complain about traffic jams, so we plan to build more highways to solve the problem, but it never occurs to us that our failure to follow traffic regulations is the leading cause of this situation. We are so concerned that the violence in the media has a bad impact on our children, we urge the government to set laws to protect them. But, do we, as adults, set a good example for our kids? We use nasty words and even spit on the ground in front of them, I dare to say, we harm more!

In my opinion, before we decide to change the world, we had better change ourselves first. As ordinary individuals, we do not have the power to change the world. But we can change our habit of littering, spitting, cussing, we can respect the environment around us, we must act as good models for our kids.

If each of us does all of these little things, all of us, millions and millions of individuals together, together we will be strong …strong enough to change our world!

So please, the next time you do something, think how your actions influence not only you, but those around you too, especially our children …and perhaps more importantly…our planet!

列夫·托尔斯泰曾说过：每个人都想改变这个世界，但是没有人想到改变自己。

他说的很有道理，我们每个人都心怀伟大时志向，时刻准备去干一番能造福全人类的大事业。比如，我们痛恨环境污染，所以我们下定决心去开发新的更高效更干净的能源来保护我们的环境，但是同时我们却随手乱扔垃圾;我们抱怨大城市的交通堵塞，计划造更多的高速路来解决交通问题，但是我们从来没有想过，如果我们能遵守交通规则话，那么这一问题是不是可以得到很大得缓解呢?我们担心电视电影里面得暴力会对我们得孩子产生不良的影响，于是我们敦促政府通过立法来保护未成年人，但是我们这些大人又做得怎么样呢?我们为我们的下一代做好了表率吗?我们说粗话，甚至在孩子面前抽烟。不客气地说，我们对孩子的不良影响更多!

在我看来，在我们打算改变这个世界之前，我们最好先改变一下自己。作为一个普通人，我们其实没有改变这个世界的能力，但是我可以改变我们随地扔垃圾，随地吐痰的坏习惯， 我们应该学会去保护环境，我们应该为我们的孩子起好的表率作用。

如果我们每个人都能从小事起，那么千千万万个人力量汇聚在一起，那力量是强大的，足以改变这个世界。

朋友，当您在做某一件事情的时候，请您想一想，您的行为会对您周围的人产生怎样的影响， 因为，您的行为不单单影响到您自己，还有您周围的人，更重要的是我们的孩子…甚至我们的世界。

2008年金融海啸，美国著名的老牌投资银行雷曼兄弟破产，消息一出，震惊世界。因为商界一直有Too Big To Fall(太重要以至于不能倒下)的潜规则，所以当这个有着158年的超级投行的最终倒下，也说明了此次金融危机的影响之深。

国家不幸诗家幸，人们预计马上好莱坞就会投资拍摄相关影片。影迷已经手拿爆米花等在电影院里，不成想等来却是老态龙钟刚刚出狱的哥顿·盖科(《华尔街2：金钱永不眠》)和头戴棒球帽永远在挑战山姆大叔的胖子迈克·摩尔(《资本主义：一个爱情故事》)。两部影片，前者竟让资本大鳄有了亲情的概念，后者虽有出色的资料整理和剪辑观念，但是又失之艺术气息。

直到2011年圣丹斯电影节，狮门影业慧眼识珠，迅速拍下这部由名不见经传的导演初哥J·C·陈多尔、凯文·史派西、杰瑞米·艾恩斯、扎克·昆图等数名男星共同主演的影片的发行权。美国以及全球的观众，才得以欣赏到好莱坞第一部能够如此清晰的解析金融危机起源的精彩独立制作影片。

影片讲述的正是2008年金融风暴之前的24小时内，一个老牌投资银行内发生的所有事情。根据影片的阐述，投行在三年内经营了一款将不同信用评级整合在一起的抵押债券，在发行了大量该类债券后才最终清楚其风险性，但是为时已晚，由于杠杆效应，一旦出现下跌，公司需要赔付的价值甚至远远高于公司的总值。而就在此时，“补仓”的抉择出现在了众人的面前。投行老板图尔德描述此情此景为“音乐停了，风暴来了”。

影片完美的遵循了古典戏剧的三一定律，一天之内，一个故事、同一个场景，变化的只是人物的语言、状态和失焦的摩天大楼窗外景色。影片的终极问题，也和经典戏剧一样——当面对矛盾时，人如何选择，或者，用另一句话来说，什么是对，什么是错。对于影片中的人物来说，选择就是，卖掉不良资产，还是破产。当交易部的头目山姆拒绝将不良资产转移给同行的时候，他认为：“我们正在把毫无价值的东西卖出给自己的交易伙伴，我们正在搞垮别人的事业，彻底的。以后，没有人会买我们的东西。”这是一个从事了34年金融工作的行家里手心中的职业操守，同时也是一个金融从业人员的“盗亦有道”，毕竟自己手下的股票经纪人们即将把手中大笔的不良债权和股票卖给自己建立起程度相当深的买家、交易员和客户。如果成功，投行可能会幸免于难，但是金融业会受到巨大冲击，同时，自己也将从此上了同行的黑名单。

信奉曹操信条“宁肯我负天下人”的老板图尔德则认为，有必要“让公司走自己的路，哪怕让其他公司无路可走”。别忘了这位精神领袖对于自己员工——金融从业人员的教诲是：“更快、更狡猾或者干脆作弊”。也许正是这种认识，使得他轻而易举的选择了将债券和股票抛售的做法。

绝妙的是， 对于自己挑起的，即将到来的金融危机，图尔德认为：“1937年、1957年、1984年、1987年，1997年，2000年，都一样，周而复始，这种情况一直会发生，我们改变不了什么，我们只不过是控制不住自己罢了。我们只不过是采取措施，做对了我们赚一笔，做错了横尸街头。”图尔德对于金融危机的宿命式总结，精准的令人无可辩驳。

最后风险评估员彼得问山姆，转嫁掉不良资产是否正确时，山姆反问“对谁来说”，彼得回答“我不知道”，山姆则替人们回答：“我也不知道。”事实也是这样，当一个组织或者团体的规模以及带来的影响过于强大的时候，个人的属性就被衰减的无比渺小。在这种情况下，对错之间的界限就会开始模糊。一个错误的决定，既来自一个集合，也来自一个个人。不过，毕竟金融危机发源于这个万恶的投行，最终苦果却要世人均摊。即便资产缩水，拥有高薪的金融从业者也一定比工鞋阶层好过，这估计也是纽约“占领华尔街”运动兴起的原因。

有趣的是，影片在拍摄的时候，“占领华尔街”运动并未开始。不过《商海通牒》毫不遮掩的曝出了投行中各个级别的年薪数目，最初级的如彼得和赛斯，大约为25万美元，交易组头目威尔250万，大老板图尔德自然更是高的没边，9千万的分红和年薪，身价数十亿。单凭这不平等到极点的工资条，就足以被工薪阶层棒杀。但是，话说回来，那些聚集在华尔街，举牌抗议的示威者，又是否真的无辜到可以随便向华尔街大鳄们扔出石头?一个席卷全球的金融危机，起源又是否只是投行的金融精英闯下的大祸?对此，导演给出了自己的答案。

片中有一个场景，评估员塞斯问长官威尔，这次的危机会给平常人带来的影响，威尔这样反击塞斯的内疚：“这些普通人，他们想要的生活就是香车豪宅，但是他们根本负担不起。这就是为什么我们这么重要，我们是他们豪华生活的根本原因。我们用手指在他们天平的一端压了一下，我们抽走手指，那时候才是真正的公平社会，但是他们马上就会不干。他们想要我们给的东西，但是又喜欢假装不知道这些东西是怎么来的。他们装伪君子比我强多了，去他们的吧。”当听到来自不同阵容的致命攻击时，不知占领华尔街的将领们，会作何感想。向来热衷于超前消费观念的美国人民，在使用信用卡预支舒适生活，利用金融衍生品大赚金钱的时候，是否也曾在心中暗暗担心过这样的一天?

影片的结尾，投行成功将大部分债券和股票分摊给了更多的同行，一场危机已经在所难免。山姆来到前妻家的草坪，为自己死去的老狗挖一份坑穴，面对早已形同陌路的前妻，和因为肝部肿瘤而辞世的宠物，山姆擦干眼泪，奋力铲向地面。直到画面消失字幕升起，铁锹与地面的撞击声依然冲击着观众的神经，令人怀疑，死去的究竟是老狗，还是其他的什么?

when it comes to english learning, people may start pouring out their woes about how it difficult to learn. well, as an english major student, i think there are several ways we can do to improve our english skills and make it easier to learn. some english learners believe that extensive reading is an important way to learn english. i really agree with that. for every english learner, extensive reading is a indispensable part to enhance their english. there are some of the advantages of reading:

当提到学习英语时,人们就开始大倒苦水,抱怨英语是有多么的难学。好吧,作为一名英语专业的学生,我认为我们有几种方法可以使我们的英语水平提高,让其更容易学。一些英语学习者认为泛读是学习英语的重要方法。我同意这种看法。对于每个英语学习者来说,泛读是提高英语水平不可缺的一部分。关于阅读,有这些好处:

first of all, reading on different kinds of topics can broaden our horizon. we can know about the things we don’t know before and learn about the cultural differences. to a large extend, we acquire our knowledge through reading. second, reading english books or novel can avoid we speak “chinglish”. we can know the way how the native english speakers express themselves. third, reading is a good way to enlarge our vocabulary. if we encounter a new word in the book, we can refer to the dictionary, and then write it down on the notebook. what’s more, the more we read, the better our reading comprehension will be. it’s a very useful skill for english learner. last but not least, reading can provide us with a lot of pleasure. we will not feel lonely if we read an interesting book.

首先,阅读不同题材的文章可以扩宽我们的眼界。我们可以知道那些我们不曾了解的事物,并了解文化差异。从很大的程度上来说,我们通过阅读来获取知识。其二,阅读可以避免我们说“中式英语”。我们可以了解到地道的英语应该怎么样说。第三,阅读可以帮助我们扩展自己的词汇量。如果我们遇到一个新的单词,可以查阅字典,然后把新的单词抄在笔记本中。这对于英语学习者来说非常有用。最后,阅读可以提供给我们很多快乐。当我们阅读一本有趣的书时,就不会觉得孤独了。

in a word, reading is a good way to improve our english skills. try to read extensively, you’ll have a lot of benefit from it.

一句话总结,阅读是提高我们英语学习能力的好方法。试着去广泛的阅读吧,你会从中收获很多的。

[大学生英语日记带翻译：英语学习之我见