金融危机对大学生英语作文【通用19篇】

The Pressure From College Students

In China, the number of college students increases every year, as more and more students get the college education, college students are under great pressure. We hear from the news that a lot of students can’t find jobs after graduation, then the next year, the other students gets graduating, the two years’ students compete for the jobs! I just can’t imagine such situation. The pressure from college students is getting greater, they should relieve it now and then, because too much pressure will bring bad effect, some may distort their minds, once their emotion can’t relieve in time, some tragical things may happen. It is said that some students suicide themselves because they have much pressure. Everybody will have pressure, but we must know that pressure brings motivation, at the same time, it also brings burden, we have to balance it. When we deal with it well, we can live a better life.

在中国，大学生的数量每年都在增加，随着越来越多的学生接受大学教育，大学生承受很大的压力。我们从新闻上看到很多学生在毕业后找不到工作，第二年的时 候，另外一些学生毕业，两年的学生竞争工作!我无法想象这样的情形。大学生的压力越来越大，他们应该时而不时地释放压力，因为太多的压力会带来不好的影 响，一些学生思想扭曲了，一旦他们的情绪得不到及时释放，悲剧的事情就会发生。据说一些学生自杀因为过多的压力。每个人都会有压力，但是我们必须知道有压 力才有动力，同时，压力也是一种负担，我们要平衡压力。当我们处理好压力时，才能过得更好。

2008年金融海啸，美国著名的老牌投资银行雷曼兄弟破产，消息一出，震惊世界。因为商界一直有Too Big To Fall(太重要以至于不能倒下)的潜规则，所以当这个有着158年的超级投行的最终倒下，也说明了此次金融危机的影响之深。

国家不幸诗家幸，人们预计马上好莱坞就会投资拍摄相关影片。影迷已经手拿爆米花等在电影院里，不成想等来却是老态龙钟刚刚出狱的哥顿·盖科(《华尔街2：金钱永不眠》)和头戴棒球帽永远在挑战山姆大叔的胖子迈克·摩尔(《资本主义：一个爱情故事》)。两部影片，前者竟让资本大鳄有了亲情的概念，后者虽有出色的资料整理和剪辑观念，但是又失之艺术气息。

直到2011年圣丹斯电影节，狮门影业慧眼识珠，迅速拍下这部由名不见经传的导演初哥J·C·陈多尔、凯文·史派西、杰瑞米·艾恩斯、扎克·昆图等数名男星共同主演的影片的发行权。美国以及全球的观众，才得以欣赏到好莱坞第一部能够如此清晰的解析金融危机起源的精彩独立制作影片。

影片讲述的正是2008年金融风暴之前的24小时内，一个老牌投资银行内发生的所有事情。根据影片的阐述，投行在三年内经营了一款将不同信用评级整合在一起的抵押债券，在发行了大量该类债券后才最终清楚其风险性，但是为时已晚，由于杠杆效应，一旦出现下跌，公司需要赔付的价值甚至远远高于公司的总值。而就在此时，“补仓”的抉择出现在了众人的面前。投行老板图尔德描述此情此景为“音乐停了，风暴来了”。

影片完美的遵循了古典戏剧的三一定律，一天之内，一个故事、同一个场景，变化的只是人物的语言、状态和失焦的摩天大楼窗外景色。影片的终极问题，也和经典戏剧一样——当面对矛盾时，人如何选择，或者，用另一句话来说，什么是对，什么是错。对于影片中的人物来说，选择就是，卖掉不良资产，还是破产。当交易部的头目山姆拒绝将不良资产转移给同行的时候，他认为：“我们正在把毫无价值的东西卖出给自己的交易伙伴，我们正在搞垮别人的事业，彻底的。以后，没有人会买我们的东西。”这是一个从事了34年金融工作的行家里手心中的职业操守，同时也是一个金融从业人员的“盗亦有道”，毕竟自己手下的股票经纪人们即将把手中大笔的不良债权和股票卖给自己建立起程度相当深的买家、交易员和客户。如果成功，投行可能会幸免于难，但是金融业会受到巨大冲击，同时，自己也将从此上了同行的黑名单。

信奉曹操信条“宁肯我负天下人”的老板图尔德则认为，有必要“让公司走自己的路，哪怕让其他公司无路可走”。别忘了这位精神领袖对于自己员工——金融从业人员的教诲是：“更快、更狡猾或者干脆作弊”。也许正是这种认识，使得他轻而易举的选择了将债券和股票抛售的做法。

绝妙的是， 对于自己挑起的，即将到来的金融危机，图尔德认为：“1937年、1957年、1984年、1987年，1997年，2000年，都一样，周而复始，这种情况一直会发生，我们改变不了什么，我们只不过是控制不住自己罢了。我们只不过是采取措施，做对了我们赚一笔，做错了横尸街头。”图尔德对于金融危机的宿命式总结，精准的令人无可辩驳。

最后风险评估员彼得问山姆，转嫁掉不良资产是否正确时，山姆反问“对谁来说”，彼得回答“我不知道”，山姆则替人们回答：“我也不知道。”事实也是这样，当一个组织或者团体的规模以及带来的影响过于强大的时候，个人的属性就被衰减的无比渺小。在这种情况下，对错之间的界限就会开始模糊。一个错误的决定，既来自一个集合，也来自一个个人。不过，毕竟金融危机发源于这个万恶的投行，最终苦果却要世人均摊。即便资产缩水，拥有高薪的金融从业者也一定比工鞋阶层好过，这估计也是纽约“占领华尔街”运动兴起的原因。

有趣的是，影片在拍摄的时候，“占领华尔街”运动并未开始。不过《商海通牒》毫不遮掩的曝出了投行中各个级别的年薪数目，最初级的如彼得和赛斯，大约为25万美元，交易组头目威尔250万，大老板图尔德自然更是高的没边，9千万的分红和年薪，身价数十亿。单凭这不平等到极点的工资条，就足以被工薪阶层棒杀。但是，话说回来，那些聚集在华尔街，举牌抗议的示威者，又是否真的无辜到可以随便向华尔街大鳄们扔出石头?一个席卷全球的金融危机，起源又是否只是投行的金融精英闯下的大祸?对此，导演给出了自己的答案。

片中有一个场景，评估员塞斯问长官威尔，这次的危机会给平常人带来的影响，威尔这样反击塞斯的内疚：“这些普通人，他们想要的生活就是香车豪宅，但是他们根本负担不起。这就是为什么我们这么重要，我们是他们豪华生活的根本原因。我们用手指在他们天平的一端压了一下，我们抽走手指，那时候才是真正的公平社会，但是他们马上就会不干。他们想要我们给的东西，但是又喜欢假装不知道这些东西是怎么来的。他们装伪君子比我强多了，去他们的吧。”当听到来自不同阵容的致命攻击时，不知占领华尔街的将领们，会作何感想。向来热衷于超前消费观念的美国人民，在使用信用卡预支舒适生活，利用金融衍生品大赚金钱的时候，是否也曾在心中暗暗担心过这样的一天?

影片的结尾，投行成功将大部分债券和股票分摊给了更多的同行，一场危机已经在所难免。山姆来到前妻家的草坪，为自己死去的老狗挖一份坑穴，面对早已形同陌路的前妻，和因为肝部肿瘤而辞世的宠物，山姆擦干眼泪，奋力铲向地面。直到画面消失字幕升起，铁锹与地面的撞击声依然冲击着观众的神经，令人怀疑，死去的究竟是老狗，还是其他的什么?

The global polar bear population could decline by more than 30 percent in as little as 35 years. Thats according to a new study in The Royal Societys Biology Letters.

全球北极熊数量在35年内可能下降超过百分之30。这是根据英国皇家学会生物学快报的一项新研究。

Researchers looked at climate change effect on the Arctic Sea and calculated the likelihood of this projected population drop is 71 percent.

研究人员观察气候变化对北极海的影响，并计算出预计种群下降的可能性为百分之71。

Thats because polar bears stand on Arctic Sea ice when hunting for seals. According to NASA, even the thickest ice in the Arctic Ocean has "either thinned or melted away."

这是因为北极熊捕猎海豹时站在北极海的冰上。美国国家航空航天局表示，甚至北冰洋最厚的冰要么变薄或要么融化了。

And just this week, scientists reported sea ice levels in the area were at a record low for this time of year.

就在本周科学家报告称，该地区的海冰水平创下一年中这个时候的历史新低。

This all adds up to not great news for polar bears. With an estimated population of 26,000, the bears are already listed as a vulnerable species by the International Union for the Conservation of Nature.

这对北极熊不是什么好的消息。现估计有26,000头北极熊，已被国际自然保护联合会列为易危物种。

导语：基本的演讲技巧即兴发言,如何张口就来?化解舞台恐惧,好的方法是?下面是yuwenmi小编为还在备考的同学整理的优秀演讲稿，欢迎阅读与借鉴，谢谢!

If I Rest, I Rust

The significant inscription found on an old key - "If I rest, I rust." - would be an excellent motto for those who are afflicted with slightest bit of idleness. Even the most industrious person might adopt it with advantage to serve as a reminder that, if one allows his faculties to rest, like the iron in the unused key, they will soon show signs of rust and, ultimately, cannot do the work required of them.

在一把旧钥匙上发现了一则意义深远的铭文——如果我休息，我就会生锈。对于那些懒散而烦恼的人来说，这将是至理名言。甚至最为勤勉的人也以此作为警示:如果一个人有才能而不用，就像废弃钥匙上的铁一样，这些才能就会很快生锈，并最终无法完成安排给自己的工作。

Those who would attain the heights reached and kept by great men must keep their faculties polished by constant use, so that they may unlock the doors of knowledge, the gates that guard entrances to the professions, to science, art, literature, agriculture-every department of human endeavor.

有些人想取得伟人所获得并保持的成就，他们就必须不断运用自身才能，以便开启知识的大门，即那些通往人类努力探求的各个领域的大门，这些领域包括各种职业:科学，艺术，文学，农业等。

Industry keeps bright the key that opens the treasury of achievement. If Hugh Miller, after toiling all day in quarry had devoted his evenings to rest and recreation, he would never have become a famous geologist. The celebrated mathematician, Edmund Stone would never have published a mathematical dictionary, never have found the key to science of mathematics, if he had given his " moments to idleness. Had the little Scotch lad, Ferguson, had allowed the busy brain to go to sleep while he tended sheep on the hillside, instead of calculating the position of the stars by a string of beads, he would never become a famous,astronomer.

勤奋使开启成功宝库的钥匙保持光亮。如果休·米勒在采石场劳作一天后，晚上的时光用来休息消遣的话，他就不会成为名垂青史的地质学家。著名数学家爱德蒙·斯通如果闲暇时无所事事，就不会出版数学词典，也不会发现开启数学之门的钥匙。如果苏格兰青年弗格森在山坡上放羊时，让他，那思维活跃的大脑处于休息状态，而不是借助一串珠子计算星星的位置，他就不会成为著名的天文学家。

Labor vanquish all-not inconstant, spasmodic or ill-directed labor; but faithful, unremitting daily effort toward a well-directed purpose. Just as truly as eternal vigilance is the price of liberty, So is eternal industry the price of noble and enduring success.

劳动征服一切。这里所指的劳动不是断断续续的，间歇性的或方向偏差的劳动，而是坚定的，不懈的，方向正确的每日劳动。正如要想拥有自由就要时刻保持警惕一样，要想取得伟大的，持久的成功，就必须坚持不懈地努力。

the secret of success (the key to success) is not so much money as a strong will. a great man is one who has a strong will and an indomitable spirit. in other words,if a man does not have a strong will to win (get) the final victory,he will never succeed in his life. he is no more than a failure.it is quite obvious that there is no difficult thing (nothing difficult) in the world. if you make up your mind to do it,you will certainly accomplish your end. that stands to reason.

成功的要诀不是金钱而是一个坚强的意志(用not so mush... as)。一个大人物是一个具有坚强意志和不屈不挠精神的人。换句话说，如果一个人没有坚强意志去获得最后胜利的人，他终其一生永远不会成功。他只不过是(用no more than)一个失败者。很显明的世界上并没有难事。如果你下定决心去做它，你一定会达到目的。那是显而易见的。

Directions: For this part, you are allowed 30 minutes to write a composition entitled My Thoughts on the University Arts Festival. You should write at least 120 words following the outline given below in Chinese:

1.表达你对即将举行的大学艺术节的看法;

2.对艺术节具体内容和组成部分的建议。

英语作文范文：

My Thoughts on the University Arts Festival

For our universitys arts festival, I think that the university should hold open competitions and auditions for anyone who wants to take part in the festivals exhibitions and performances. This would not only increase general interest in and appreciation for the arts, but would also be a good way for our university to show its support for the arts.

This arts festival is an excellent opportunity to remind everyone that arts are important for everyone to appreciate and take part in, regardless of major.

I think that there should be general, open auditions and competitions in all the major arts. There should be categories for painting and sculpture; classical, folk and modem dance; and instrumental and choral groups, both large and small. The judges should be joint committees made up of both faculty and Students, both experts in the field and novices. Arranging the festival in this way will, I believe, give our student body a greater enjoyment of the arts, a break from studies and a fuller appreciation for what it means to be human.

[英语作文：大学生艺术节

Directions:

Study the following two pie charts carefully and write an essay entitled The Changes in College Students’Ways of Spending Vacations. In this essay you should:

(1) interpret college student’s ways of spending vacations in 1980 and2004,

(2) analyze possible reasons for the change, and

(3) your comments about the change.

You should write 160-200 words neatly on ANSWER SHEET 2.

As is clearly shown by the two pie charts, from 1980 to 2004 the students who go traveling and do social practices during vacations increase greatly while those who stay at home decrease a lot. For instance, in 1980, only 9% of the students took advantage of their vacation time to do social practice, but its percentage has been more than tripled in 2004. Obviously, great changes have taken place in the way that college students spend their vacations.

Considering these changes, we can find there are possibly three main reasons. Firstly, with the fast development of economy, many people have become rich, which makes it possible for more students to go traveling. Most parents tend to support their children to travel financially. Secondly, the reason lies in the fact that the boom of tourism has made traveling attractive and, also, modem transportation has made it easier for students to go out to travel. The travel agencies not only provide historic sightseeing but also cultural as well as educational tour around China. What is more important, the fast changing society has raised higher requirements for college graduates. The authorities of Chinese university or college have been encouraging their students to do social practices in the hope that college students would broaden their view to know more about the society and become more adaptable to the future work after they graduate. Therefore, more students go out traveling or doing social practices during the vacations.

As a college student, I think the charts reflect the exciting progress on the college students’ thinking patterns. We have become much mature to realize how to spend our vacations meaningfully and practically. Form the changes in the charts, it is easy for us to predict that more and more college students will walk out their home and throw themselves into more various vacation activities.

[关于大学生假期怎么过的英语作文

passage 2love is difficultit is good to love, but love is difficult.

for one human being to love another human being is perhaps the most difficult task that has been entrusted to us — the ultimate task, the final test and proof, the work for which all other work is merely preparation. that is why young people, who are beginners in everything, are not yet capable of love: it is something they must learn. with their whole being, with all the

With the spread of the consciousness of environmental protection, the word “low-carbon” has been very popular in life. We can find it in many aspects, such as low-carbon products, low-carbon consumption, and low-carbon travel and so on. Generally speaking, more and more people are advocating “low-carbon” lifestyle.

随着环境保护意识的传播，“低碳这个词在生活中变得很受欢迎。在许多方面都可以找到它，如低碳产品，低碳消费，低碳旅游等。总之，越来越多人提倡“低碳”生活方式。

As implied in the name, “low-carbon” lifestyle is a kind of new pattern of lifestyle which aims to lowering the carbon dioxide emission in living as much as possible. For example, some office workers are not proud of driving private cars from work to home any more but pride themselves on riding or taking public transportation. In addition, they advocate recycling water and saving energy as much as they can.

就像名字暗示的那样，“低碳”的生活方式，是一种旨在尽量降低生活中二氧化碳排放量的新型生活方式。例如，一些上班族不再以开私家车上班回家自豪，而是骑车或乘坐公共交通工具而感到骄傲。此外，他们提倡循环用水，尽可能多的节约能源。

As college students, we also make some contribution in our daily life to reduce the emission of the carbon dioxide. For example, switch off the light when leaving and save water. In addition, we should use our knowledge and action to arouse others’ concern about the importance of lowering emission of carbon dioxide and lead them to lead a “low-carbon” life.

作为大学生，在日常生活中我们也做了一些贡献来减少二氧化碳的排放。例如，在离开的时候关灯，节约用水。而且，我们应该利用我们的知识，采取行动来引起别人对降低二氧化碳排放的重要性的关注并引导他们过“低碳生活”。

A triple bacon cheeseburger seems like a heart attack on a plate.

三层奶酪咸肉汉堡感觉吃完很容易让人突发心脏病。

So how can polar bears thrive on their version, seal blubber?

那么,北极熊是如何处理这些高热量食物的呢?

Turns out theyve stocked up on genes that let them clear fats from their blood.

结果显示它们储存在遗传基因里的信息使得它们能够清除血脂。

Thats according to a study in the journal Cell.

这是根据《细胞》杂志上的一篇研究得出的结论。

Polar bears are well adapted to life on the sea ice.

北极熊非常适应在浮冰上的生活。

Up to half their body weights fat, which gives them extra insulation and buoyancy, and provides them with a ready source of energy.

几乎占它们身重一半的脂肪足以使它们保暖并且维持体力，提供给它们一种易转化的能量。

But how can an animal so fat also be so fit?

但一种动物怎么能又胖又健康?

Researchers compared the genomes of polar bears with those of brown bears, and found that polar bears have accumulated genetic changes that boost their heart health and fat metabolism.

研究人员们通过比较北极熊和棕熊的基因，发现北极熊的基因组中积累了不少有利于心脏健康和脂肪代谢的遗传突变。

One gene in particular, called ApoB, helps move cholesterol out of the blood—where it causes problems in humans—and into cells.

特别是编码为载脂蛋白B的基因有助于清除血液中对人类有害的胆固醇转变成细胞代谢。

These genomic changes happened quickly, evolutionarily speaking.

这些遗传变化从进化的角度来讲发生的十分快。

Polar bears and brown bears diverged from a common ancestor less than half a million years ago.

北极熊和棕熊都来自于同一个祖先，它们是在大约50万年前左右开始向不同分支进化。

But if that seems super speedy, the ability to digest lactose didnt spread through human populations until we domesticated cows, just 10,000 years ago.

但是如果这种变化看上去十分快速的话，消化乳糖的酶逐渐进化到人类各个种群中也还是发生在大概1万年前我们可以驯化乳牛之后。

A moooving testament to the power of natural selection.

这是自然选择力量的证明。

I had accept your elders and teachers of good ideological and moral education, strict with oneself, honest, hard working, be self-motivated, constantly in the university three years, after college half militarization management, make oneself become more strong. As a computer professional students, I love this professional and for its input great enthusiasm and energy.

I thought positive progress, the personality is bright, the life style of rigorous, a strong sense of responsibility, handle affairs composed, persistence, can bear hardships and stand hard work, strong adaptability, have good psychological quality. I motivated actively seek, love the motherland, support the communist party of China, to the party organization actively, aligning with our great communist party of China. I still adhere to the four cardinal principles and reform and opening up policy, concerned, the state and society has a strong spirit of patriotism. Earnestly implement the school is rigorous, realistic, united, into the school motto, study the spirit of lei feng to help others, actively join some compulsory activity and insist on doing good to the society.

In study, I study purpose, basic knowledge, and strive to achieve the balanced development of various aspects, in the process of learning, I pay attention to integrating theory with practice, although the practice is not enough, but I will strive to increase in the later work and study. In life, I am strict with myself, life is simple, life style is rigorous, take an active part in all kinds of beneficial social activities and carefully into the school organization activities, eager to participate in class activities.

Love of learning, work sedate careful, can bear hardships and stand hard work, can work independently, reality get to work the ability and also has the group are synergetic spirit, have good professional ethics and sense of responsibility, can quickly adapt to various environment, and fuses. Accept ability is good, strong self-learning ability, good interpersonal relationship, this is my biggest advantage, it makes me can quickly learn what they need, and the application. Loves a challenge, confident, have the stronger team consciousness.

In recent years, college studentsfind it increasingly difficult toget a

job. It sounds strange since young college students are usually intelligent,

well-educated phenomenon, aspirant and eager to bring their talent into full

play. Then what underlies the strange phenomenon?

There are several reasons for this.To begin with, nowadays college students

aim too high. All they want are “good” jobs which could offer good salary,

comfortable working conditions, high social status among others. Consequently,

most college students are unwilling to accept vacant jobs they consider

not“good” enough. Another reason is thatthere is a big gap between the majors

some students study in school and the demands of vacant jobs. So companies think

some students are not fit for the jobs.

Solution to the problem requiresefforts on both the society and the

students. The companies should value the students, talent and knowledge while

the latter should not merely aim at material gains. They should be down-to–earth

in building up their career. Furthermore, they should face their weak points so

as to improve themselves and be more competent.

On College Students Occupying Seats

In English, there is an expression “First Come, First Served” (FCFS). This stresses the need for orderliness, which also applies to college students searching for seats in the reading rooms of a library. However, in China, things are somehow complicated. Instead of occupying seats with their own persons, students tend to use books, backpacks or other personal objects to stand for their “legitimate” ownership of the seats.

To such extent, the emergence of such a practice, now almost ubiquitous on all campuses, is justified. The seats for students to conduct self-study are limited and university authorities should endeavor to increase such facilities to satisfy students needs. At least, students efforts to fight for seats indicate they are enthusiastic about their studies—their academic initiatives should be duly recognized and encouraged! However, using personal belongings to occupy seats may exacerbate the scarcity of facilities—some irresponsible students might never turn up, sometimes even for days. They waste the precious resources and damage the interests of other students who have real needs. Such behavior deserves unconditional criticism and condemnation.

Both university authorities and students should do their best to solve the problem. The authorities should create more reading rooms to satisfy students needs whereas students should not waste the already limited resources. In this way, an optimum allocation of resources can be realized and all students would enjoy their studies.

参考译文

在英语里有个说法，叫做“先到者先得”。它强调的是，人们必须遵守秩序。这一点也适用于大学生们在学校图书馆的阅览室里寻找座位的行为。然而，在中国，事情似乎稍显复杂。学生们不是亲身去占有座位，而往往是用书本、书包或其他个人物件来代表他们对于某个座位的“合法”占有权。

在某种程度上，这种在每个校园里几乎无所不在的做法有其合理之处。学生们用于进行自习的座位数量有限，学校当局应尽力去增加此类设施，以满足学生们的需求。不管怎么说，学生们努力去争夺座位，表明他们热衷于他们的学习——他们的学习主动性应得到应有的认可和鼓励。然而，用个人物品去占座，却很有可能使设施的匮乏更趋严重——有些不责任的学生可能一整天甚至数天都不会现身!他们浪费了宝贵的资源，损害了其他真正有需求的学生的利益。这种行为理应受到无条件的批评，乃至谴责。

无论是校方还是学生们自己，都应尽力去解决这一难题。校方应开辟更多的阅览室来满足学生们的需求，而学生们也不应去浪费早已捉襟见肘的资源。如此一来，一种最佳的资源配置就能得以实现，而所有的学生终将尽享他们的学习。

艾瑞克—华尔街一家大型投行的风险部门主管，被上司公报私仇，在一轮大规模的裁员中，首当其冲被裁撤掉了。

但是艾瑞克正在进行的一项风险研究尚未完成。作为主管风控的主要负责人，艾瑞克发现在日常风险监控中，该投行基于通用模型定价的资产，已经处于巨大的风险之中。投行之间的竞争是残酷的，所以被裁撤掉的员工要被立刻监视离开，连用于通讯的手机也要被立即中断。艾瑞克的心中充满愤怒，但是出于职业操守，他把未完成的工作交给了自己的徒弟——风险管理员苏利文。正是这一行为挽救了整个公司。

苏利文仔细研究老师的成果，填补了漏洞，发现，原来的模型错了，风险预警机制已经失效，公司面临巨大风险。得到这一消息，公司高层连夜召开紧急会议，决定次日开盘将公司经营的抵押证券MBS全部清仓，最大限度的收回资金，挽回损失。

第一张多米诺骨牌就这样被推倒了。

面对从天而降的馅饼，许多华尔街的投行精英竟丝毫没有怀疑，每个人都怀着捡了大便宜的喜悦心情，积极的投入到‘接盘侠’的行列之中。而这场金融海啸中，唯一的获利者就是最先嗅到了危机的这家投行。

关于这部电影，网上有许多精彩的影评。专业影评人的文学功底非同一般，一部电影被他们描述的跌宕起伏，精彩生动，但是我想在这里讨论的是这些评价中带有的、针对金融从业者的一些偏见和误解，以及我写这篇文章的初衷—为金融从业者正名。

‘毕竟金融危机发源于这个万恶的投行，最终苦果却要世人均摊。’

‘资本操纵者贪婪的本性、阴险的计谋、凶残的手段、冷漠的绝情’

‘公司的高层对这些即将到来的金融界的危险既无所畏惧，也不知羞耻’

看看网上的评价，这样的言论不绝于耳，盲从者也乐意看到有人为种种社会怪象找出了一个替罪羊，让他们在生活高压中层层积累下的压力和情绪有了一个肆意宣泄、喊打喊杀的地方。但是如果你肯学习一些金融知识，并愿意用自己的头脑去思考，你就会发现，事实果真如此吗?

金融危机发源于万恶的投行吗?

“我不是经济学家，对于金融危机这个词我没有办法做出专业的解释。但是有一点我们可以大体明确，金融危机爆发的过程是一个痛苦的‘挤泡沫’的过程。可是泡沫是哪里来的?金融危机爆发的前提一定是市场先积累了大量的泡沫，然后才有了后面的‘挤泡沫’。以上证指数为例，如果大盘涨到5000、6000、10000肯定是有泡沫，但是大盘跌到2000、1800、1600的时候谁能站出来说市场有泡沫?只有当市场价格严重高于实际价值中枢的时候，市场才会有严重的泡沫，才会有后面惨烈的‘挤泡沫’的过程。

谁先戳破了泡沫?大家都有过吹泡泡的经历，泡泡吹的越大，其破裂的可能性就越大，等泡泡吹大到它的极限，它自己就会破裂。市场的泡沫也是同理。不论市场怎么上涨，总之它不会涨到天上去;市场涨到它的极限，不用太大的力就可以被打下来。戳破他的人可以是‘万恶的投行’、‘万恶的地产商’、也可以是‘万恶的收藏家’，或者是‘万恶’的其他什么人，总之总会有先知先觉的1%们发现市场存在泡沫，他们认为市场泡沫膨胀一定会有个极限，之后就会有一个价格回归价值的过程。

对，就是这些‘万恶’的1%们在市场泡沫即将破裂或者是刚刚破裂的时刻，果断的离开了这个市场。不是因为他们做空了市场，市场就下跌了，是因为市场中已经累积了大量的获利盘，多头已经疲态尽显成为强弩之末，这个时候做空的利润空间巨大，你不做空，别人也会做空。2015年证券市场暴跌，许多人归咎于股指期货的做空才产生市场的暴跌，那么，2008年倒是没有股指期货，股市从6000一路狂泻到1600，那次暴跌的黑锅又该由谁来背呢?”

Should Class Attendance be Required?

Nowadays required class attendance is very common at colleges and universities. Most people accept ti as a necessary policy t ensure the normal teaching order and create a good study atmosphere. Besieds, they think it is a good urge for those students who lack self-discipline.

However, still some others do not agree this argument. In their opinion, rigid attendance policies do not benefit students studies. A student may have to give up a lecture which he finds bital to his studies simply because he dare not run the risk of being penalized for his absence of his course. Besides, they say there is no proven correlation between attendance and performance.

As for me, I am in favor of the latter opinion. Required class attendance may secure one hundred percent attendance for a course, but it does not make much sense. A student may never be absent in a course, but who knows whether or not he is just sistting there daydreaming all the time. Therefore, a student should allowed to decide for himself whether an in-class wxperience is worthwhile.

[有关大学生追求名牌的英语作文

一、用于描写图表和数据

1. It has increased by three times as compared with that of 1998.

2. There is an increase of 20% in total this year.

3. It has been increased by a factor of 4since 1995.

4. It would be expected to increase 5 times.

5. The table shows a three times increase over that of last year.

6. It was decreased twice than that of the year 1996.

7. The total number was lowered by 10%.

8. It rose from 10-15 percent of the total this year.

9. Compared with 1997, it fell from 15 to 10 percent.

10. The number is 5 times as much as that of 1995.

11. It has decreased almost two and half times, compared with…

二、用于解释性和阐述性论说文

1. Everybody knows that…

2. It can be easily proved that…

3. It is true that…

4. No one can deny that

5. One thing which is equally important to the above mentioned is…

6. The chief reason is that…

7. We must recognize that…

8. There is on doubt that…

9. I am of the opinion that…

10. This can be expressed as follows;

11. To take …for an example…

12. We have reason to believe that

13. Now that we know that…

14. Among the most convincing reasons given, one should be mentioned…

15. The change in …largely results from the fact that

16. There are several causes for this significant growth in…,first …,second …,finally…

17. A number of factors could account for the development in…

18. Perhaps the primary reason is…

19. It is chiefly responsible of…

20. The reasons for…are complicated, And probably they are found in the fact…

21. Here are several possible reasons, excerpt that…

22. Somebody believes/argues/holds/insists/thinks that…

23. It is not simple to give the reason for this complicated phenomenon…

24. Different people observes it in different ways.

三、用于文章的开头

1. As the proverb says…

2. It goes without saying tan…

3. Generally speaking…

4. It is quite clear than because…

5. It is often said that …

6. Many people often ask such question:“…?”

7. More and more people have come to realize…

8. There is no doubt that…

9. Some people believe that…

10. These days we are often told that, but is this really the case?

11. One great man said that…

12. Recently the issue of… has been brought to public attention.

13. In the past several years there has been…

14. Now it is commonly held that… but I doubt whether…

15. Currently there is a widespread concern that…

16. Now people in growing number are coming to realize that…

17. There is a general discussion today about the issue of …

18. Faced with…, quite a few people argue that…, but other people conceive differently.

四、用于文章的结尾

1. from this point of view…

2. in a word…

3. in conclusion…

4. on account of this we can find that…

5. the result is dependent on…

6. therefore, these findings reveal the following information:

7. thus, this is the reason why we must…

8. to sum up …

9. as far as…be concerned, I believe that…

10. It is obvious that…

11. There is little doubt that…

12. There is no immediate solution to the problem of …, but …might be helpful

13. None of the solutions is quite satisfactory. The problem should be examined in a new way.

14. It is high time that we put considerable emphasis on…

15. Taking into account all these factors, we may safely reach the conclustion that…

五、用于论证和说明

1. As it is described that…

2. It has been illustrated that…

3. It provides a good example of…

4. We may cite another instance of…

5. History man provides us with the examples of…

6. A number of further facts may be added…

7. The situation is not unique, it is typical of dozens I have heard.

8. A recent investigation indicate that…

9. According to the statistics provided …

10. According to a latest study, it can be predicted…

11. There is no sufficient evidence to show that…

12. All available evidence points to the fact that…

13. Examples given leads me to conclude that…

14. It reveals the unquestionable fact that…

15. The idea may be proved by facts…

16. All the facts suggest that…

17. No one can deny the fact that…

18. We may face the undeniable fact that…

2008年10月1日是新中国的第五十九个生日，今年在经历大悲大喜后，更倍觉节日值得庆贺。京奥“神七”开盛世，地裂冰封振国魂：京奥圆百年梦，“神七”掀航天新页，均显示中国国力晋升新阶，在现代化上初见成绩;连串的雪灾震灾，不单未打倒中国人民，反而唤起万众团结奋战的爱国心，向世界宣示国家及人民的新形象。总之，无论是悲是喜，均令中国的硬实力、软实力得到提升，反映了持续发展的成效。

从较长远的历史角度看，今年还有重大的纪念意义─改革开放的三十周年。三十年来中国变化之大发展之快，实人类史上奇迹，故已令举世惊异。关键在于通过改革开放，中国经济的市场化及全球化框架已具雏型，并开始发挥效益。由此从计划到市场、落后到先进的双转换，道路愈走愈宽。即使初步成绩，却已令人瞩目：中国GDP以购买力平价计已仅次美国，出口额亦晋居世界次席。

回头看走过的路很长，向前看要走的路更长，成绩不少但不足更多，中国要建立成熟的现代化市场经济仍是任重道远。改革尚未到位的具体例子很多，在九成多物品价格由市场订出外，尚余少数项目(如能源)因定价失当，仍常困扰相关产业及总体经济的发展。宏观调控则仍须学会更好地解读形势，和用好市场调节手段。国有企业的政企分家仍未彻底，各级政府对市场的干预癖仍未清除，每过分热衷于“救市”。生产事故频发及最近的毒奶粉事件，又显示市场运行的法治基础，及政府管治、企业管理水平距离先进尚远。当然，这些都是发展中的问题，只有通过深化改革来逐步解决。无论如何，中国已闯出了具本国特色的发展之路，“中国模式”在国际上尤其第三世界中享有盛誉。

同时必须注意，中国的改革开放，又正面临新一轮巨大的挑战与机遇。美国的世纪金融危机愈演愈烈，散向全球的冲击波浪比浪高。在应付直接冲击上中国能力颇高：金融业有外汇管制及市场分隔的内外“防火墙”，而庞大的内需及内生发展动力，足可抗御外需放缓的影响。因此危机纵会带来困扰问题却不大，中国将成为环球风暴中少见的乐土、安全岛。

真正的挑战与机遇来自国际金融格局的大变：金融危机的后果正如最近德国财长所说，将是美国金融霸权的没落，和美元作为国际货币的独大地位的消减。欧美的全球金融经济核心角色将随之淡化，新兴经济加快冒起，尤其东亚的金融经济地位必日益重要。英美的自由放任金融模式已发展到终点，今后将要进行大改革，其金融领先优势自必大减。显然，这将给中国崛起带来了世纪机遇，必须好好把握。

然而这正是中国的最大挑战。中国的金融体系仍较脆弱，仍在走向世界的初阶，在“走出去”投资中(如入股黑石及富通等)已损失不菲。因此，如何算准到欧美捞底的时机，通过参与国际“救市”行动维护本国权益，和开拓符合国情并具中国特色的金融发展之路等，都将成为急须探索的新课题。总之，中国必须在改革开放及金融发展上，作更多的自主创新，只有这样才可真正成为经济及金融强国。

My name is __________ . I am from ______________ . There are _______________ people in my family. My father works in a computer company. He is a computer engineer. My mother works in a international trade company. She is also a busy woman. I have a older sister and a younger brother. My sister is a junior in National Taiwan University. She majors in English. My brother is an elementary school student. He is 8 years old.

Because of my father, I love surfing the Internet very much. I play the on-line game for about 2 hours every day. I wish I could be a computer program designer in the future. And that is why I am applying for the electronics program in your school.

Russian Scientists Surrounded by Polar Bears

俄罗斯科学家被北极熊包围

Relief supplies finally arrived on a remote Arctic island where a group of scientists had been trapped in a weather station. Up to a dozen polar bears had surrounded the station on the island of Troynoy and set up camp approximately two weeks ago. The bears were becoming more aggressive over time, killing one of the stations dogs and breaking a window. On Wednesday, a helicopter that picked up supplies from a nearby vessel arrived with dogs and flares and was able to scare away the bears and allow the researchers to get back to work.

救灾物资终于抵达了偏远的北极岛屿，有一批科学家被困在那里的气象站中。大约两周以前，十几只北极熊将特洛伊诺伊岛(Troynoy Island)上的一个气象站团团包围，并在那里安营扎寨。随着时间的流逝，北极熊变得越来越有攻击性，咬死了气象站的狗，还打破了窗户。周三，一架从附近船只上携带犬和照明弹物资的直升机到达岛屿，能够将北极熊吓走，让科学家正常工作。

手机把世界变成了“地球村”，通过手机，我们彼此可以很容易便捷的交流。以下是小编带来的手机的利与弊英语作文，希望对你有帮助。

Mobile phones are the main invention of modern technology.They are completely part of our daily lives。 If we look at our society,we can see that all kinds of people are using mobile phones.Maybe they have

many advantages,but they also experience drawbacks.

手提电话是现代科技很重要的一个发明。它已经成为人们生活的一部分。如果我们看看我们生活的这个社会，可以发现各种层次的人都在使用手机。手机有很多优点，但它也有些缺点。

The main advantage of mobile phones is that people can use them anytime and anywhere,so they can use one for an emergency.

手机最大的一个有点就是人们可以随时随地的使用它，所以在很多时候手机可以用来应急。

In addition,people can access the internet whenever they use the mobile phones,so business people can use mobile phone at work to get information from internet more convenietly.

另外，人们可以通过手机来连接互联网，所以商业人士可以在工作的时候，很方便的使用手机来获取互联网信息。

Moreover,it is very easy to send messages to your friends.Mobile phones can make people keep intimacy in spite of long distance.

更值得一提的是，您可以用手机很方便的和朋友发短信。手机可以让人们远在千里之外也能随时取得联系(另可以翻译为：犹如就在身边一样沟通。)

Mobile phones are turning the world into a small vilage where we can commmunicate with each other easily and simply.

手机把世界变成了“地球村”，通过手机，我们彼此可以很容易便捷的交流。

Finally,another point in favour of mobile phonesis that you can avoid disturbing anyone when he is sleeping or working because in that case people often turn off their mobile phones.

还有，如果旁边有人正在工作或者睡觉休息的时候，您可以远离他们来接听手机，这样就避免干扰任何人。因为在这种情况下人们通常是会关掉手提电话(手机)。

On the other hand,there are some drawbacks,too.

另一个方面呢，手机也有一些弊端。

Firstly,the most important disadvantage is the unknown effects on health in case of over-use.

首先，最重要的一个弊端就是如果使用手机时间过长，会给我们身体健康带来很多未知的不利的影响。

Scientists found that mobile phones can cause brain cancer.

据研究表明，手机会引发脑癌!

if you talk for so many hours,you are going to have headacheand ear problems.Secondly,the mobile phone stimulate home for the high cost of communication.

如果您通过手机进行长时间的通话，你会(headacheand ear此词组不好翻译，暂时翻译为耳聋耳鸣)问题。其次，手机大大增加了家庭财务支出。

If you are in 3 membered family,you would spend a lot of money on mobile phone.

如果您的家庭有3位家庭成员，你将会为之承担很大一笔开销。作文地带 有翻译的英语作文网站

Because two to three of family have it, it cost about 150-200 D in a month.

因为2-3个家庭家庭成员都拥有手机的话，每部手机的月支出大概为150-200 美元(这个您可以修改为人民币)。

Furthermore,the inappropriate use of mobile phones could be bothersome.

此外，不适当使用移动电话可能带来诸多负面影响。

for example,it is very inappropriate to hear a mobile phone ringing during a formal conversation,during a lesson,in a libraryor in a cinema.

例如：在一个很正式的会话或谈判，在听课的时候，在图书馆，在电影院等等，的时候，电话突然响了，是很不合适的。

Finally,mobile phones waste people too much time.

最后，手机浪费了人们太多的时间。

An Amerian survey show that the teen-ager will spend average 2 hours to send messages every day.

美国的一个调查显示，年轻人每天花费在发短信上的时间平均有2小时之多!

In conclusion, there are some benefits and drawbacks to mobile phones.

总之，使用手机既有好处，同时也有弊端。

Personally,I dont like mobile phones very much,but I need use them.

就我个人而言，我非常不喜欢手机，但是我又必须使用它。

it seems to me, mobile phones are good only if you use them correctly and politely,as in this case,all technology is beneficial!

在我看来，手机手机仅仅在您正确并合理的使用使用它才对人有益，如果都这么去想的话，所有的技术都是对人类有益的!