金融危机对大学生英语作文（优秀19篇）

My name is __________ . I am from ______________ . There are _______________ people in my family. My father works in a computer company. He is a computer engineer. My mother works in a international trade company. She is also a busy woman. I have a older sister and a younger brother. My sister is a junior in National Taiwan University. She majors in English. My brother is an elementary school student. He is 8 years old.

Because of my father, I love surfing the Internet very much. I play the on-line game for about 2 hours every day. I wish I could be a computer program designer in the future. And that is why I am applying for the electronics program in your school.

In recent years, college studentsfind it increasingly difficult toget a

job. It sounds strange since young college students are usually intelligent,

well-educated phenomenon, aspirant and eager to bring their talent into full

play. Then what underlies the strange phenomenon?

There are several reasons for this.To begin with, nowadays college students

aim too high. All they want are “good” jobs which could offer good salary,

comfortable working conditions, high social status among others. Consequently,

most college students are unwilling to accept vacant jobs they consider

not“good” enough. Another reason is thatthere is a big gap between the majors

some students study in school and the demands of vacant jobs. So companies think

some students are not fit for the jobs.

Solution to the problem requiresefforts on both the society and the

students. The companies should value the students, talent and knowledge while

the latter should not merely aim at material gains. They should be down-to–earth

in building up their career. Furthermore, they should face their weak points so

as to improve themselves and be more competent.

With the spread of the consciousness of environmental protection, the word “low-carbon” has been very popular in life. We can find it in many aspects, such as low-carbon products, low-carbon consumption, and low-carbon travel and so on. Generally speaking, more and more people are advocating “low-carbon” lifestyle.

随着环境保护意识的传播，“低碳这个词在生活中变得很受欢迎。在许多方面都可以找到它，如低碳产品，低碳消费，低碳旅游等。总之，越来越多人提倡“低碳”生活方式。

As implied in the name, “low-carbon” lifestyle is a kind of new pattern of lifestyle which aims to lowering the carbon dioxide emission in living as much as possible. For example, some office workers are not proud of driving private cars from work to home any more but pride themselves on riding or taking public transportation. In addition, they advocate recycling water and saving energy as much as they can.

就像名字暗示的那样，“低碳”的生活方式，是一种旨在尽量降低生活中二氧化碳排放量的新型生活方式。例如，一些上班族不再以开私家车上班回家自豪，而是骑车或乘坐公共交通工具而感到骄傲。此外，他们提倡循环用水，尽可能多的节约能源。

As college students, we also make some contribution in our daily life to reduce the emission of the carbon dioxide. For example, switch off the light when leaving and save water. In addition, we should use our knowledge and action to arouse others’ concern about the importance of lowering emission of carbon dioxide and lead them to lead a “low-carbon” life.

作为大学生，在日常生活中我们也做了一些贡献来减少二氧化碳的排放。例如，在离开的时候关灯，节约用水。而且，我们应该利用我们的知识，采取行动来引起别人对降低二氧化碳排放的重要性的关注并引导他们过“低碳生活”。

此次美国金融风暴说明，过度超前消费的美国模式难以为继。在此次金融动荡中，美国华人遭受的直接损失较小，就是中国人抱持传统的“量入为出”观念，可以说，中国式谨慎理财作风再次显现价值。

10月1日夜，几经周折的救市案终于在参院投票过关，可以料想，在接下来的众院投票中，这个法案也会通过——哪怕它是碗毒药，美国经济现在也需要饮鸩止渴。

救市案出台如此艰难，是因为已经触及美国人的信心底线：7000亿投下去美国经济能有起色吗?救市到底是救华尔街的金融巨头?还是救主街的平民百姓?还是如果华尔街的贪婪无度被纵容，民众还要付出多少代价?

金融危机发展到现在，风险已经从房屋市场，扩展到股票，扩展到保险业，乃至普通的储户和贷款人了。华尔街发明出各种令人眼花缭乱的金融衍生工具，透过种种杠杆，金融机构似乎可以无限创造信用，玩所谓钱生钱的把戏。然而，这些手段或可促进投资回报率，却无助于真正的财富增长。除了华尔街高管的薪酬能够按照他们画的饼那样飞速增长，老百姓的收入并没有暴增。

中国银监会主席刘明康对此也有一个比喻，他在上周末天津举办的达沃斯夏季论坛上指出，7000亿只是快餐，暂时填肚子，真正需要的是精心烹调的中国式美味。他称中国的监管经验值得学习。刘明康此次尖锐批评美国金融监管，指其“非常荒唐”引外界侧目。但与其这说是中美监管体系的差异(中国金融业的漏洞何其多)，不如说是消费模式、乃至民族传统的差异。

当美国金融业遇到危机时，中国式谨慎理财作风再次显现价值。在美国的华人对此有切身体会，在金融动荡中，华人遭受的直接损失较小。比如房价，9月30日刚刚公布的20城市住房指数下跌了16。3%，创历史之最;但华人社区的房价则基本稳定，有的还有微升。在全美法拍屋的浪潮中，华人所占比例也很小。这是因为华人很少过度依赖贷款，购买房屋通常是在自己的经济实力允许的范围内。在股市、保险和其他金融产品方面，华人遭受损失也较小，因为对风险过高的产品涉及不多。说到底，就是中国人抱持传统的“量入为出”观念，即便在美国这个崇尚消费的社会中，依然进行着自我风险调控。

2008年金融海啸，美国著名的老牌投资银行雷曼兄弟破产，消息一出，震惊世界。因为商界一直有Too Big To Fall(太重要以至于不能倒下)的潜规则，所以当这个有着158年的超级投行的最终倒下，也说明了此次金融危机的影响之深。

国家不幸诗家幸，人们预计马上好莱坞就会投资拍摄相关影片。影迷已经手拿爆米花等在电影院里，不成想等来却是老态龙钟刚刚出狱的哥顿·盖科(《华尔街2：金钱永不眠》)和头戴棒球帽永远在挑战山姆大叔的胖子迈克·摩尔(《资本主义：一个爱情故事》)。两部影片，前者竟让资本大鳄有了亲情的概念，后者虽有出色的资料整理和剪辑观念，但是又失之艺术气息。

直到2011年圣丹斯电影节，狮门影业慧眼识珠，迅速拍下这部由名不见经传的导演初哥J·C·陈多尔、凯文·史派西、杰瑞米·艾恩斯、扎克·昆图等数名男星共同主演的影片的发行权。美国以及全球的观众，才得以欣赏到好莱坞第一部能够如此清晰的解析金融危机起源的精彩独立制作影片。

影片讲述的正是2008年金融风暴之前的24小时内，一个老牌投资银行内发生的所有事情。根据影片的阐述，投行在三年内经营了一款将不同信用评级整合在一起的抵押债券，在发行了大量该类债券后才最终清楚其风险性，但是为时已晚，由于杠杆效应，一旦出现下跌，公司需要赔付的价值甚至远远高于公司的总值。而就在此时，“补仓”的抉择出现在了众人的面前。投行老板图尔德描述此情此景为“音乐停了，风暴来了”。

影片完美的遵循了古典戏剧的三一定律，一天之内，一个故事、同一个场景，变化的只是人物的语言、状态和失焦的摩天大楼窗外景色。影片的终极问题，也和经典戏剧一样——当面对矛盾时，人如何选择，或者，用另一句话来说，什么是对，什么是错。对于影片中的人物来说，选择就是，卖掉不良资产，还是破产。当交易部的头目山姆拒绝将不良资产转移给同行的时候，他认为：“我们正在把毫无价值的东西卖出给自己的交易伙伴，我们正在搞垮别人的事业，彻底的。以后，没有人会买我们的东西。”这是一个从事了34年金融工作的行家里手心中的职业操守，同时也是一个金融从业人员的“盗亦有道”，毕竟自己手下的股票经纪人们即将把手中大笔的不良债权和股票卖给自己建立起程度相当深的买家、交易员和客户。如果成功，投行可能会幸免于难，但是金融业会受到巨大冲击，同时，自己也将从此上了同行的黑名单。

信奉曹操信条“宁肯我负天下人”的老板图尔德则认为，有必要“让公司走自己的路，哪怕让其他公司无路可走”。别忘了这位精神领袖对于自己员工——金融从业人员的教诲是：“更快、更狡猾或者干脆作弊”。也许正是这种认识，使得他轻而易举的选择了将债券和股票抛售的做法。

绝妙的是， 对于自己挑起的，即将到来的金融危机，图尔德认为：“1937年、1957年、1984年、1987年，1997年，2000年，都一样，周而复始，这种情况一直会发生，我们改变不了什么，我们只不过是控制不住自己罢了。我们只不过是采取措施，做对了我们赚一笔，做错了横尸街头。”图尔德对于金融危机的宿命式总结，精准的令人无可辩驳。

最后风险评估员彼得问山姆，转嫁掉不良资产是否正确时，山姆反问“对谁来说”，彼得回答“我不知道”，山姆则替人们回答：“我也不知道。”事实也是这样，当一个组织或者团体的规模以及带来的影响过于强大的时候，个人的属性就被衰减的无比渺小。在这种情况下，对错之间的界限就会开始模糊。一个错误的决定，既来自一个集合，也来自一个个人。不过，毕竟金融危机发源于这个万恶的投行，最终苦果却要世人均摊。即便资产缩水，拥有高薪的金融从业者也一定比工鞋阶层好过，这估计也是纽约“占领华尔街”运动兴起的原因。

有趣的是，影片在拍摄的时候，“占领华尔街”运动并未开始。不过《商海通牒》毫不遮掩的曝出了投行中各个级别的年薪数目，最初级的如彼得和赛斯，大约为25万美元，交易组头目威尔250万，大老板图尔德自然更是高的没边，9千万的分红和年薪，身价数十亿。单凭这不平等到极点的工资条，就足以被工薪阶层棒杀。但是，话说回来，那些聚集在华尔街，举牌抗议的示威者，又是否真的无辜到可以随便向华尔街大鳄们扔出石头?一个席卷全球的金融危机，起源又是否只是投行的金融精英闯下的大祸?对此，导演给出了自己的答案。

片中有一个场景，评估员塞斯问长官威尔，这次的危机会给平常人带来的影响，威尔这样反击塞斯的内疚：“这些普通人，他们想要的生活就是香车豪宅，但是他们根本负担不起。这就是为什么我们这么重要，我们是他们豪华生活的根本原因。我们用手指在他们天平的一端压了一下，我们抽走手指，那时候才是真正的公平社会，但是他们马上就会不干。他们想要我们给的东西，但是又喜欢假装不知道这些东西是怎么来的。他们装伪君子比我强多了，去他们的吧。”当听到来自不同阵容的致命攻击时，不知占领华尔街的将领们，会作何感想。向来热衷于超前消费观念的美国人民，在使用信用卡预支舒适生活，利用金融衍生品大赚金钱的时候，是否也曾在心中暗暗担心过这样的一天?

影片的结尾，投行成功将大部分债券和股票分摊给了更多的同行，一场危机已经在所难免。山姆来到前妻家的草坪，为自己死去的老狗挖一份坑穴，面对早已形同陌路的前妻，和因为肝部肿瘤而辞世的宠物，山姆擦干眼泪，奋力铲向地面。直到画面消失字幕升起，铁锹与地面的撞击声依然冲击着观众的神经，令人怀疑，死去的究竟是老狗，还是其他的什么?

More and more college students, in recent years, are finding it difficult

to find jobs. This may sound strange since college students used to be the "most

favored" people in society. They have received a higher education, hence they

are more intelligent, knowledgeable than their counterparts who failed to attend

college. But chances are that some of them can hardly find jobs after graduating

from colleges.

There are two reasons that account for this strange phenomenon. One is that

some college students cannot come to terms with themselves and with the world

around them. They pursue too high goals and are too particular about such

factors as working conditions, salary, and so on. Therefore, they are reluctant

to accept the job when they are offered to them. Another reason is that the

majors some students pursue do not match with the demands of the job market. As

a result, they canonly sit and miss opportunities.

To solve this problem, I think college students should know their own

strengths and weaknesses and have the right attitude towards themselves and the

job vacancies. In addition, they should not attach too much importance to

material aspects of the job. They should put priority to their future

development and their contributions to society in stead. Furthermore, they

should think of receiving some further training to meet the demands of

society.

Recently, the phenomenon of students pursue famous brands has become the focus of the public concern.They always do anything in order to buy what they want. What has caused this problem?It is no easy/simple task to offer the reason for this phenomenon which involves more than one complicated factor.

There are two aspects reason as follows. On the one hand,with the development of the economy/society/people’s living standard, we can afford the articles of luxury. On the other hand,the mind of rivalry is the most important reason.The topic of the famous brands is the main idea among the students, they think a famous brand is a symbol of sophistication and taste.

To change this situation, I suggest that college school students should cultivate positive values and look at things in a proper way.Although brand is the best way to show their status,we shouldn’t pursuit brand blindly.students ought to pay much attention to their studies.

[大学生该不该追求名牌大学英语等级考试六级作文

Walking on the campus, youll find luxuries are not far away for students. Some wear CK clothes and some carry LV bags. According to an online survey conducted by Tencent in May this year, there are 37 percent students claiming to have a certain luxury.

On the basis of the survey, the way of obtaining luxuries is quite different. Some students get them from their parents, as their families are in good financial condition. Some take part-time jobs to buy luxuries by themselves. For example, a college student named Xiao Mei said she worked as a tutor for three months in order to get a bottle of Dior perfume. Some receive luxuries as a gift from their friends or relatives.

As for me, I object to students using luxuries. It is known that luxuries are notable for their super prices. However, students are not economically independent and their attention should be paid to study. In this sense, using luxuries is improper for students.

此次美国金融风暴说明，过度超前消费的美国模式难以为继。在此次金融动荡中，美国华人遭受的直接损失较小，就是中国人抱持传统的量入为出观念，可以说，中国式谨慎理财作风再次显现价值。

10月1日夜，几经周折的案终于在参院投票过关，可以料想，在接下来的众院投票中，这个法案也会通过——哪怕它是碗毒药，美国经济现在也需要饮鸩止渴。

案出台如此艰难，是因为已经触及美国人的信心底线：7000亿（按新版本，实质已达到8000亿）投下去美国经济能有起色吗？到底是救华尔街的金融巨头？还是救主街（MainStreet）的平民百姓？还是如果华尔街的贪婪无度被纵容，民众还要付出多少代价？

金融危机发展到现在，风险已经从房屋市场，扩展到股票，扩展到保险业，乃至普通的储户和贷款人了。华尔街发明出各种令人眼花缭乱的金融衍生工具，透过种种杠杆，金融机构似乎可以无限创造信用，玩所谓钱生钱的把戏。然而，这些手段或可促进投资回报率，却无助于真正的财富增长。除了华尔街高管的薪酬能够按照他们画的饼那样飞速增长，老百姓的收入并没有暴增。

中国银监会主席对此也有一个比喻，他在上周末天津举办的达沃斯夏季论坛上指出，7000亿只是快餐，暂时填肚子，真正需要的是精心烹调的中国式美味。他称中国的监管经验值得学习。此次尖锐批评美国金融监管，指其非常荒唐引外界侧目。但与其这说是中美监管体系的差异（中国金融业的漏洞何其多），不如说是消费模式、乃至民族传统的差异。

当美国金融业遇到危机时，中国式谨慎理财作风再次显现价值。在美国的华人对此有切身体会，在金融动荡中，华人遭受的直接损失较小。比如房价，9月30日刚刚公布的20城市住房指数下跌了16。3%，创历史之最；但华人社区的房价则基本稳定，有的还有微升。在全美法拍屋的浪潮中，华人所占比例也很小。这是因为华人很少过度依赖贷款，购买房屋通常是在自己的经济实力允许的范围内。在股市、保险和其他金融产品方面，华人遭受损失也较小，因为对风险过高的产品涉及不多。说到底，就是中国人抱持传统的量入为出观念，即便在美国这个崇尚消费的社会中，依然进行着自我风险调控。

[美国金融危机感想的作文

How to improve students mental health Nowadays,it is widely acknowledged that mental health plays an important role in peoples life.Along with the increasingly fierce social competition,there is no doubt that mental problems have been the heated issue which is related to peoples day-to-day life.In addition,there is a widespread concern over the case of sucide of universities students so that people come to realize that the impotance should be attached to mental health by everyone,especially the universities students.

It goes without saying how to improve students mental health becomes the top of agenda for schoos,such as univeristies or colleges.First of all, counter-measures should be taken immediately so as to make universities students have the good state of mind.Besides,widespread education campain should be lauched to make students gain the abilities to confront difficulties.For instance, revelant coures and activities should be intoduced to students so that universities students may maintain and improve mental health.To the important of all,there should be psychological counseling hotline or office,even an online service for stidents turn to when they need psychological aid. As for universities students ourselves,we should take the right attitude towards the pressure from our growth. on the one hand ,no matter suffering from what difficuties,we should keep optimistic attitude and bravely face ups and downs in terms of our work and study.On the other hand,If we have some pains and puzzles,finding friends to express these to release our stress.Only in this way ,can we have the good state of our mind.

[大学生心理健康英语作文

一、用于描写图表和数据

1. It has increased by three times as compared with that of 1998.

2. There is an increase of 20% in total this year.

3. It has been increased by a factor of 4since 1995.

4. It would be expected to increase 5 times.

5. The table shows a three times increase over that of last year.

6. It was decreased twice than that of the year 1996.

7. The total number was lowered by 10%.

8. It rose from 10-15 percent of the total this year.

9. Compared with 1997, it fell from 15 to 10 percent.

10. The number is 5 times as much as that of 1995.

11. It has decreased almost two and half times, compared with…

二、用于解释性和阐述性论说文

1. Everybody knows that…

2. It can be easily proved that…

3. It is true that…

4. No one can deny that

5. One thing which is equally important to the above mentioned is…

6. The chief reason is that…

7. We must recognize that…

8. There is on doubt that…

9. I am of the opinion that…

10. This can be expressed as follows;

11. To take …for an example…

12. We have reason to believe that

13. Now that we know that…

14. Among the most convincing reasons given, one should be mentioned…

15. The change in …largely results from the fact that

16. There are several causes for this significant growth in…,first …,second …,finally…

17. A number of factors could account for the development in…

18. Perhaps the primary reason is…

19. It is chiefly responsible of…

20. The reasons for…are complicated, And probably they are found in the fact…

21. Here are several possible reasons, excerpt that…

22. Somebody believes/argues/holds/insists/thinks that…

23. It is not simple to give the reason for this complicated phenomenon…

24. Different people observes it in different ways.

三、用于文章的开头

1. As the proverb says…

2. It goes without saying tan…

3. Generally speaking…

4. It is quite clear than because…

5. It is often said that …

6. Many people often ask such question:“…?”

7. More and more people have come to realize…

8. There is no doubt that…

9. Some people believe that…

10. These days we are often told that, but is this really the case?

11. One great man said that…

12. Recently the issue of… has been brought to public attention.

13. In the past several years there has been…

14. Now it is commonly held that… but I doubt whether…

15. Currently there is a widespread concern that…

16. Now people in growing number are coming to realize that…

17. There is a general discussion today about the issue of …

18. Faced with…, quite a few people argue that…, but other people conceive differently.

四、用于文章的结尾

1. from this point of view…

2. in a word…

3. in conclusion…

4. on account of this we can find that…

5. the result is dependent on…

6. therefore, these findings reveal the following information:

7. thus, this is the reason why we must…

8. to sum up …

9. as far as…be concerned, I believe that…

10. It is obvious that…

11. There is little doubt that…

12. There is no immediate solution to the problem of …, but …might be helpful

13. None of the solutions is quite satisfactory. The problem should be examined in a new way.

14. It is high time that we put considerable emphasis on…

15. Taking into account all these factors, we may safely reach the conclustion that…

五、用于论证和说明

1. As it is described that…

2. It has been illustrated that…

3. It provides a good example of…

4. We may cite another instance of…

5. History man provides us with the examples of…

6. A number of further facts may be added…

7. The situation is not unique, it is typical of dozens I have heard.

8. A recent investigation indicate that…

9. According to the statistics provided …

10. According to a latest study, it can be predicted…

11. There is no sufficient evidence to show that…

12. All available evidence points to the fact that…

13. Examples given leads me to conclude that…

14. It reveals the unquestionable fact that…

15. The idea may be proved by facts…

16. All the facts suggest that…

17. No one can deny the fact that…

18. We may face the undeniable fact that…

Some people like to work alone while others enjoy teamwork. In my opinion, everyone had better learn to work with others together because teamwork is definitely necessary and important in modern society.

有些人喜欢单独工作，而有些人则喜欢团队合作。在我看来，每个人最好学习与他人一起工作，因为团队合作在现代社会是很有必要和重要的。

First, working in a team provides a chance for us to communicate with each other. Just as the saying goes, “many hands make light job.” Working in a team, teammates share their ideas with each other, which is helpful to create a better achievement. Second, working in a team is a way to broaden our horizon. Teammates in a team can learn something from each other because they are from different places, owning various experiences and hold different views towards things. Therefore, getting along with other teammates is also a process of increasing our knowledge. Finally, working in a team is also a way to establish our friendship. Teammates in a team have chances to help each other, to solve the problems together, to share the happiness of being successful, which make a great contribution to establishing friendship. Thus, working in a team is one of the most effective ways to extend our personal relationships.

首先，在一个团队中工作为我们提供了一个彼此沟通的机会。正如俗话所说，“众人拾柴火焰高。”在一个团队中工作，队友们互相分享他们的想法，这有助于创造更好的成绩。第二，在团队中工作是拓宽我们视野的一个好方式。一个团队的队友可以相互学习因为他们来自不同地方，拥有不同的经验并且对事物有不同的看法。因此，和其他队友相处融洽也是增长见识的过程。最后，团体合作有助于建立友谊。在一个团队的队友们有机会互相帮助，共同解决问题，分享成功的快乐，这些都为建立友谊做出很大的贡献。因此，在团队工作是最有效的扩展个人关系的方法之一。

To sum up, to learn to work in a team is really necessary and important and we should try to enjoy it.

总之，学习团队合作是真的很有必要和重要。我们应该尽量享受这一点。

Because of the fiction movie 2012 which describes a horrible scene that the whole world was destroyed by earthquake, volcano and tsunami, the view of doomsday is making a great clamor. Mayans predicted December 21, 2012 is the end of the world and the sun of 22th will never rise again.

Though it is now seems that this prediction is just a nonsense without any scientific support, it did provoke peoples thinking about environment. In awake of the prediction, we cant help asking why this horrible prediction happen? I think one answer may be related to the environmental degradation. As we all can see and feel, the worlds environment is going downhill with severely polluted rivers and airs. More often we cant see clearly the sun because of heavy air suspended matter caused by pollution. If continues going this way, I think the doomed day will come true if not now, then one day.

In consequences, for the sake of our own life, we should take efforts to protect the environment and save this planet. is the alarm bell to human beings that we should protect our planet, culture and civilization. Otherwise, the doomsday will come soon.

[英语CET-4作文：末日论引发的环境危机

There is no denying the fact that it has been a hotly debated topic whether students should attend military training in China in the past years. Opinions on this issue differ sharply. Some hold the positive view. They say that the training can not only build up students’ bodies but also temper their willpower. Besides, through the training, students can develop their team-spirit and sense of discipline.Others, however, hold the opposite view. They say that a short period of training as students are having now cannot work well in building up their bodies or strengthen their will. Instead, we should lay emphasis on their daily exercise and activities for such purpose. What’s more, a sudden increase of intense physical exercise, especially during summer, does harm to students’ health and may even cause deaths. What happened in the past years has proved this.

Weighing the pros and cons of these arguments, I am inclined to agree with the former point of view. Military training is not only a means to strengthen student’s physique and willpower, but also an effective way to enhance their sense of national defense and foster their patriotism. Though some deaths happened during the training, we should not give up eating for fear of choking. Besides, the deaths are perfect evidence that students need more such training. Of course, measures should be taken to ensure that the least harm is done to the trainees.

[大学生军训的英语作文

Russian Scientists Surrounded by Polar Bears

俄罗斯科学家被北极熊包围

Relief supplies finally arrived on a remote Arctic island where a group of scientists had been trapped in a weather station. Up to a dozen polar bears had surrounded the station on the island of Troynoy and set up camp approximately two weeks ago. The bears were becoming more aggressive over time, killing one of the stations dogs and breaking a window. On Wednesday, a helicopter that picked up supplies from a nearby vessel arrived with dogs and flares and was able to scare away the bears and allow the researchers to get back to work.

救灾物资终于抵达了偏远的北极岛屿，有一批科学家被困在那里的气象站中。大约两周以前，十几只北极熊将特洛伊诺伊岛(Troynoy Island)上的一个气象站团团包围，并在那里安营扎寨。随着时间的流逝，北极熊变得越来越有攻击性，咬死了气象站的狗，还打破了窗户。周三，一架从附近船只上携带犬和照明弹物资的直升机到达岛屿，能够将北极熊吓走，让科学家正常工作。

I was born in a small village of Shan Dong Province on April 4th, 1968. When I was young, my family was very poor, so I had to work to earn money to help my parents after class when I was in the middle school.

In 1986 I was admitted by University of International Business and Economics (or: UIBE) to pursue a bachelor degree in Economics. My major is accounting in Department of International Business Management. The undergraduate education gave me a wide range of vision and taught me how to cooperate with others. I developed several professional interests in Accounting, Finance, and International Trade.

The following eight-year working experience offered me a good chance to give full play to my creativity, intelligence and diligence. In 1990-1993, I worked as an assistant to funding manager in China National Technical Import and Export Corporation. In 1993-present, I was employed by China Kingdom Import and Export Corporation to be the Manger of Financial and Accounting Division.

I do believe that with my hard early life, solid educational background and ample working experience, I would be an excellent student of you MBA program.

MY PERSONAL ACCOMPLISHMENT: After graduating from UIBE, I was employed as the assistant to the funding manager by China National Technical Import and Export Corporation. After reading a lot of related files, and analyzing the overall funding situation of the corporation, I found that the loan policy was not been put into effect. So we have thousands of millions RMB loan with very high interest rate while a large amount of cash in bank with very low interest rate was idle. I reported this to my supervisor, and then we studied and revised the loan policy. This revision saved the corporation approximately RMB thirty millions yuan. In order to raise the funding effectiveness, after one year’s hard work, I developed the internal banking system within the corporation based on the actual funding supply and need of the different divisions and projects. This internal banking system made full use of the corporation’ funding resources, and due to this, I was highly praised by the president of the corporation.

WHY CHOOSE YOUR MBA PROGRAM? After I have worked in business area for eight years, I feel that I need to continue my education by pursuing a Master degree in business administration. I have practiced my professional expertise in accounting, demonstrated my leadership abilities and perfected my communication skills. But I have yet to become an entrepreneur in my own right, and to fully master the art of modern business. I want to be trained more vigorously in scientific methods of analysis and synthesis. There are a lot of opportunities and challenges in China that I do not yet fell fully confident to seize. My business career has so far benefited mostly the companies that I worked for, but a good business education in your university will probably become a new era for me.

Your university is well known for its excellence in China’s business education. I am sure that, with my extensive business experience, I can be a worthy student of yours. I am anxious to benefit from your seasoned guidance and take advantage of your research facilities.

The Pressure From College Students

In China, the number of college students increases every year, as more and more students get the college education, college students are under great pressure. We hear from the news that a lot of students can’t find jobs after graduation, then the next year, the other students gets graduating, the two years’ students compete for the jobs! I just can’t imagine such situation. The pressure from college students is getting greater, they should relieve it now and then, because too much pressure will bring bad effect, some may distort their minds, once their emotion can’t relieve in time, some tragical things may happen. It is said that some students suicide themselves because they have much pressure. Everybody will have pressure, but we must know that pressure brings motivation, at the same time, it also brings burden, we have to balance it. When we deal with it well, we can live a better life.

在中国，大学生的数量每年都在增加，随着越来越多的学生接受大学教育，大学生承受很大的压力。我们从新闻上看到很多学生在毕业后找不到工作，第二年的时 候，另外一些学生毕业，两年的学生竞争工作!我无法想象这样的情形。大学生的压力越来越大，他们应该时而不时地释放压力，因为太多的压力会带来不好的影 响，一些学生思想扭曲了，一旦他们的情绪得不到及时释放，悲剧的事情就会发生。据说一些学生自杀因为过多的压力。每个人都会有压力，但是我们必须知道有压 力才有动力，同时，压力也是一种负担，我们要平衡压力。当我们处理好压力时，才能过得更好。

2008年10月1日是新中国的第五十九个生日，今年在经历大悲大喜后，更倍觉节日值得庆贺。京奥“神七”开盛世，地裂冰封振国魂：京奥圆百年梦，“神七”掀航天新页，均显示中国国力晋升新阶，在现代化上初见成绩;连串的雪灾震灾，不单未打倒中国人民，反而唤起万众团结奋战的爱国心，向世界宣示国家及人民的新形象。总之，无论是悲是喜，均令中国的硬实力、软实力得到提升，反映了持续发展的成效。

从较长远的历史角度看，今年还有重大的纪念意义─改革开放的三十周年。三十年来中国变化之大发展之快，实人类史上奇迹，故已令举世惊异。关键在于通过改革开放，中国经济的市场化及全球化框架已具雏型，并开始发挥效益。由此从计划到市场、落后到先进的双转换，道路愈走愈宽。即使初步成绩，却已令人瞩目：中国GDP以购买力平价计已仅次美国，出口额亦晋居世界次席。

回头看走过的路很长，向前看要走的路更长，成绩不少但不足更多，中国要建立成熟的现代化市场经济仍是任重道远。改革尚未到位的具体例子很多，在九成多物品价格由市场订出外，尚余少数项目(如能源)因定价失当，仍常困扰相关产业及总体经济的发展。宏观调控则仍须学会更好地解读形势，和用好市场调节手段。国有企业的政企分家仍未彻底，各级政府对市场的干预癖仍未清除，每过分热衷于“救市”。生产事故频发及最近的毒奶粉事件，又显示市场运行的法治基础，及政府管治、企业管理水平距离先进尚远。当然，这些都是发展中的问题，只有通过深化改革来逐步解决。无论如何，中国已闯出了具本国特色的发展之路，“中国模式”在国际上尤其第三世界中享有盛誉。

同时必须注意，中国的改革开放，又正面临新一轮巨大的挑战与机遇。美国的世纪金融危机愈演愈烈，散向全球的冲击波浪比浪高。在应付直接冲击上中国能力颇高：金融业有外汇管制及市场分隔的内外“防火墙”，而庞大的内需及内生发展动力，足可抗御外需放缓的影响。因此危机纵会带来困扰问题却不大，中国将成为环球风暴中少见的乐土、安全岛。

真正的挑战与机遇来自国际金融格局的大变：金融危机的后果正如最近德国财长所说，将是美国金融霸权的没落，和美元作为国际货币的独大地位的消减。欧美的全球金融经济核心角色将随之淡化，新兴经济加快冒起，尤其东亚的金融经济地位必日益重要。英美的自由放任金融模式已发展到终点，今后将要进行大改革，其金融领先优势自必大减。显然，这将给中国崛起带来了世纪机遇，必须好好把握。

然而这正是中国的最大挑战。中国的金融体系仍较脆弱，仍在走向世界的初阶，在“走出去”投资中(如入股黑石及富通等)已损失不菲。因此，如何算准到欧美捞底的时机，通过参与国际“救市”行动维护本国权益，和开拓符合国情并具中国特色的金融发展之路等，都将成为急须探索的新课题。总之，中国必须在改革开放及金融发展上，作更多的自主创新，只有这样才可真正成为经济及金融强国。

Life is like a long flowing river. How much meaningful things are worth doing? In this long river, maybe it is the most meaningful thing in my life. This road is elusive, how many people have encountered setbacks and give up the road, so that they can not continue, this road is called - Logistics and.

"There is no royal road to There is no end for learning. suffering for the boat from Chinas Tang Dynasty famous poet and philosopher Han Yus famous Association, the young Su Dongpo thought has no do not read the book, the book is a couplet:" know the word all over the world, make the world read the book". After a man pointing to: "strenuously know the word all over the world, determined to make the world read the book". The "Si Ku Quan Shu Zong Zuan Ji Xiaolan wrote an antithetical couplet:" the ups and downs of officialdom for Hagdon; death books like bookworm". Lian described himself as "bookworm", a love of reading it. These popular ages dont know how much the antithetical couplet inspired the children very hard. One thing in our life is the most meaningful reading, only strenuously reading is likely to change their own destiny, reading is not forced, but from the bottom of my heart to feel his beauty, this is the highest realm!

A few years ago, I just think I lived a life that day light of heart from care, very beautiful, have ample food and clothing. But the parents are not eternal, they may not have been with us, we can not always rely on parents, we must also be self-reliance, strenuously hard, with their own efforts to grasp their own destiny. And today I finally understand the meaning of reading. That day, I walk leisurely in the square, suddenly I heard a loud noise, "what are you doing? Do you steal? An angry boss, angrily pointing to a thin young man, said. "No, boss, I dont," replied the young man. "Do you still quibble, I carefully alarm, give you fired" boss suddenly be furious. "Boss, I beg you, dont dismiss me, my home and the disabled mother is in urgent need of treatment, please!" The young man said to the boss on his knees. "You do not admit it," said the boss. "I was wrong, I was wrong, I admit," the young mans face seemed very helpless. The people there were all very angry, and my heart was deeply shocked! From now on I aspire to strenuously reading, because I want to change my life, I dont want to be the law of the jungle society eliminated. In this society, we only study hard and grasp their own destiny, in order to create a light, so that they can have a foothold in society!

This is the most meaningful thing in my heart, I will continue to work hard, to create a bright stage with my own efforts, and let out brilliant light!

Recently, self-employment has become a popular idea among youngsters, college graduates in particular. Owing to favorable policies, a large number of graduates launch their own business as the starting line of career. Furthermore, some successful examples have already been reported in the newspapers and Internet.

最近，自我就业已成为青少年流行的观点，特别是大学毕业生。由于有利的政策，一大批毕业生推出自己的业务作为职业生涯的起跑线。此外，一些成功的例子已经报道的报纸和互联网。

Admittedly, there are several advantages for graduates to become self-employed. Firstly, the current intense competition for jobs can be eased to a large extent. Besides, it is apparent that young people can broaden their horizon in this process. Even if unsuccessful, they can learn from their failure and enrich their experience. Lastly, the hardship in self-employment enables graduates to be more diligent, which will be of tremendous benefits to their career in the society.

诚然，有毕业生自主创业的几个优点。首先，对于工作当前激烈的竞争在很大程度上可以缓解。此外，很明显，年轻人可以在这个过程中扩大他们的视野。即使不成功，他们可以从他们的失败和丰富的经验。最后，自我就业的困难，使毕业生更勤奋，这将是巨大的利益他们的职业生涯中的社会。作文

As modern college students, not only should we get a good command of professional knowledge, but also make a clear and reasonable plan for our future career. Personally, I intend to establish my own business after graduation. I am convinced that being self-employed can contribute a lot to my personal development.

作为当代大学生，我们不仅要掌握专业知识，还使我们未来的事业有明确而合理的计划。就我个人而言，我打算毕业后建立自己的事业。我深信，个体可以有助于我的个人发展。